ChikaODI C.Erhabor
***** ********* ***** *** *****, CA 92124
EMAIL: ********@*****.*** ? CELL: 858 (537) 7725
PROFILE
I am experienced in banking with Prince 2 professional qualification. My
focus on project management within the next 5years will enable me apply my
expertise to make changes in various organizations.
EXPERIENCE
2009 - 2011 BANK PHB PLC Lagos, Nigeria
[Product Manager - Card Business, e-
Banking]
. Product development/ project management and strategy review, business
development
. Developed effective credit scoring matrix, credit application guide
and approval process
. Managed card operations, co-branding and marketing activities and
ensured multi-channel acceptance
. Monitored team performance, prepared performance review reports &
monthly business presentations
. Monitored global credit limit, risk asset, delinquency status reports,
income & expense accounts
. Performed periodic business process review and customer satisfaction
survey
. Conducted quarterly bank branch product training and organized
electronic banking customer forum
2006 - 2009 INTERCONTINENTAL BANK PLC Lagos, Nigeria
[Regional Manager, Electronic
Banking]
As the Regional Electronic Banking manager overseeing 26 branches in Lagos
Island, I
. Coordinated e-banking operations, sales & marketing activities in
26branches of the region
. Monitored growth in line with set business targets - volume of
transactions and number of cards issued
. Initiated co-branding and affinity schemes, Handled customer care
issues on card usage; Created awareness on multi-channel usage - POS,
ATM, Online-Banking, Mobile, Edu-Portal in promoting cashless
businesses. Monitored and reported income during monthly review
. Trained regional e-banking officers, retail banking staff in branches
and Relationship managers on electronic banking products, sales and
help desk support.
2000 - 2006 METROPOLITAN BANK LTD Lagos, Nigeria
[Team Lead, Credit Analysis, Loan Administration &
Control]
. Reviewed and recommended credit requests after analyzing credit risk,
ensured compliance with the bank's credit policy. Reviewed collateral for
adequate cover and all documentation submitted. Prepared credit-approval
packages. Supervised credit disbursements, followed up on documentation
deferrals and managed the credit file room.
. Monitored portfolio of Risk Assets daily to control drawings in excess
of approved credit limit, unauthorized credits; to ensure immediate
regularization, also ensured periodic repayments as and when due,
monitored and followed up with expiration of facilities, income
accounts etc. Prepared Past Due Obligations reports, monitored
standing orders on leases and term loans. Rendered returns monthly on
credits to the Central Bank of Nigeria's credit bureau department.
. Prepared management credit monthly and quarterly reports on approved
loans, classification of risk asset according to prudential guidelines
for ALCO - asset and liability committee meeting, prepared reports on
expired and fully repaid credits, Interest in suspense, staff loans,
policy loans and loans written off.
. Organized the Management Credit Committee and Board Credit Committee
meetings as secretary, circulated minutes of meetings and advice to
relationship managers on approved Loans. Prepared the classified loan
report and quarterly board report
. Managed recovery agents assigned to delinquency loans for full
recovery of assets.
EDUCATION
Nov. 2009 Business School Netherlands Holland
[Master of Business Administration]
May 2009 APMG Group United Kingdom
[Prince 2 - Project Management Professional, UK]
Dec. 1999 University Of Benin Edo State,
Nigeria
[B.Sc. Industrial Mathematics]
SKILLS: Microsoft Excel, Word & PowerPoint