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Customer Service Manager

Location:
Fort Mill, SC, 29715
Posted:
June 16, 2011

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Resume:

**** ***** ****

Fort Mill, SC *****

704-***-****

*****@*********.*** Todd A. Coco

Summary Experienced 12 year professional in the wholesale

and retail mortgage industry. Can service many

company needs from managing multi million dollar

pipelines, to utilizing leadership, communication

and interpersonal skills. Works efficiently in a

fast paced environment while completing multiple

tasks. Transferable skills are not limited to

mortgage industry.

Experience 8/2010-Present Zenta Mortgage Services, LLC

Charlotte, NC

Underwriter

Responsible for review of income, property, &

credit analysis on conventional loan submissions

while managing daily pipeline.

Analyzing challenging loan packages to render sound

credit solutions.

Providing exemplary customer service to both

internal staff and external customers by explaining

credit decisions and offering alternative options

when needed on a daily basis.

Maintains quality and production standards as

defined by the business.

5/2009-8/2010

Underwriter Bank of America

Home Loans Charlotte,NC

Review and underwrite wholesale and retail loans

originated in the assigned regions, assuring

compliance with all credit policies and consumer

lending regulations.

Assures that all credit quality of the portfolio

remains within standards established by senior

management.

Review and approve conditions for compliance and

completion of loan file.

Maintains effective communication with clients

while providing excellent customer service daily.

1999-2009 Equifirst Corporation Charlotte, NC

Account Manager/Underwriter

Responsible for underwriting reworks on individual

pipeline as necessary for FHA approval while

maintained $500K loan underwriting authority.

Successfully managed top producing Account

Executive for three consecutive years averaging $15

million monthly, while maintaining <10% QC error

percentage with a 7 day average doc to close

timeline.

Mentored and supported new account managers while

maintaining own pipeline with little or no

supervision.

Education 1988-1992 Texas Tech University Lubbock, TX

B.S. Bachelor of Science

Majored in Hotel/Restaurant Management

References available upon request.



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