Steven G. Gray abh4o6@r.postjobfree.com
**** ***** ***** **** ****: 662-349-
0963
Southaven, MS 38671 Cell:
Objective To obtain a position in accounting that will allow me to grow
and advance.
Education The University of Mississippi Oxford, MS
Bachelor of Accountancy May 2008 GPA 3.08
Mississippi State University Starkville, MS
Bachelor of Business Administration May 1991
Major: Banking and Finance
Skills Proficient in Microsoft Excel, Word and Outlook
Experience First Financial Bank Senatobia, MS
Assistant Vice President / Loan Officer May 2009 - October 2010
. Prepared commercial and consumer loan applications to take
to loan committee
. Reviewed clients financial statements, balance sheets,
income statements and tax returns to see if they were
creditworthy and financially sound to acquire a loan
. Process, packaged and sold loans to secondary market
. Analyze financial ratios and credit reports to determine if
applicant met lenders guideline
Accountemps (Auto Zone Banking Dept.) Memphis, TN
Staff Accountant August 2008 - November 2008
Reconciled over four thousand Auto Zone stores Visa, MC,
Discover and Debt Card on a daily/monthly basis to the
General Ledger
Made electronic deposit to Bank for odd cash receipts such
as rental properties, Cobra payments and employee's payments
for postal expense
Preparing and posting daily/monthly journal entries
Prepared daily excel spreadsheets to balance all accounts on
a daily basis
Run MS pivot table to match stores POS to the processing
banks deposits
Researched any discrepancies with the store POS and
processing bank
TMC, LLC Olive Branch, MS
Accountant June 2003 - August 2008
Responsible for monthly financial statement such as income
statement, retained earning statement, adjusted trail
balance and balance sheet
Posted journal entries to General Ledger to reconcile month
end close
Prepared accounting entries and posted A/R & A/P on a
daily/monthly basis
Reconcile bank statements
Filed quarterly with Internal Revenue Services
Prepared Federal and State tax return for the company
Bank of America Memphis, TN
Banking Center Manager AVP December 1999 - June 2003
. Responsible for maintaining a well balance portfolio
. Required to keep large deposit growth by acquiring
checking, saving and investment products
. Cross sold banking products by referring to other areas of
the bank
. Participated in several green belt project through Six
Sigma program
Honors and Bank of America Customer's Experience Leadership Award December
2001
Activities Bank of America Million Dollars Club for real estate mortgage
sales
Red Cross First Aid and C.P.R. Certification