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Real Estate High School

Location:
Elizabeth, PA, 15037
Posted:
November 18, 2010

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Resume:

Nicholas J. Baich

*** *** ****** ***. #**

Elizabeth, PA 15037

Phone: 412-***-****

E-mail: ***********@*******.***

Career Objective: To obtain a position where my strong sense of

responsibility, attention to detail, ability to research and positive

outlook will meet and exceed the company's goals.

CAREER EXPERIENCE:

10/08 to 11/10 Secured Lending Services

290 Bilmar Drive, Pittsburgh, PA 15205 866-***-****

Title: Post Closer

Duties: Reviewing mortgage and deed documents for accuracy,

assuring the documents meets county standards for

recording. Preparing state real estate transfer tax forms,

researching title information and creating legal

descriptions if needed. Creating scrivener affidavits for

correcting recording errors. Correcting title underwriting

errors on a case by case basis. Acquired knowledge in using

Clipper, BackOffice, Netronline, and Ernstpublishing.com

for researching the accuracy of the title search.

2/05 to 10/08 LandAmerica OneStop

600 Clubhouse Drive, Moon Township, PA 15108 (412) 507-

2000

Title: Title Compliance

Duties: Reviewing mortgage and deed documents for accuracy,

assuring the documents meets county standards for

recording. Preparing state real estate transfer tax forms,

researching title information and creating legal

descriptions if needed. Correcting title underwriting

errors on a case by case basis. Acquired knowledge in using

RealQuest, RamQuest, Orderworx, Netronline, and

Ernstpublishing.com for researching the accuracy of the

title search.

6/04 to 10/04 Howard Hanna Financial (Contract employee)

900 Gamma Drive, Pittsburgh, PA 15216 412-***-****

Title: Closer/Shipper

Duties: Closing Wholesale, Retail, and FHA mortgages using

Loan Handler Contour and ODI programs. Resolving pre-

closing conditions and determining closing conditions

according to the underwriter. Also post-closing reviewing

and preparing of mortgage loan to be sold to other

investors.

11/02 to 5/04 LSI/Fidelity National Title Insurance Co.

700 Cherrington Parkway, Coraopolis, PA 15108 800-***-****

Title: Post Closing Auditor

Duties: Audit final loan closing packages for accuracy by

pre-checking mortgage instruments and preparing them for

filing in accordance to state and county procedures. Also

resolving mortgage loan package and mortgage filing issues.

2/01 to 11/02 North American Mortgage Co. \Washington Mutual

Bank, FA

2000 Oxford Drive, Bethel Park, PA 15136

412-***-****

Title: Mortgage Associate\ Loan Coordinator I HLC 200

Duties: Disclosed mortgage applications from HUD 1003

forms using Fannie Mae Desktop Underwriter On The Web and

Freddie Mac Loan Prospector. Determine loan product

according to LTV and CLTV percentages. Researched credit

reports and flood certifications on real estate property

and reconciled problems and conditions with mortgage

broker. Opened loans using ALLTELL and Envoy programs.

Ordered title searches using REALEC and 2075 exterior, 2055

interior and exterior appraisals using OPTISVALUE system.

EDUCATION:

1996-1997 Point Park College, Pittsburgh, PA

Degree: Non-accredited course

Major: Creative Writing

1984-1986 Writer's Institute, Mamaroneck, NY

Degree: Associates

Major: Creative Writing

1966-1970 Clairton High School, Clairton, PA

Degree: Diploma

Major: Business, Economics, and English Literature

CAREER SKILLS:

Windows XP Professional and Home Edition

FannieMae Desktop Underwriter

FreddieMac Loan Prospector

Ernst Publishing

RealQuest

RamQuest

Orderworx

RealEC

ACHIEVEMENTS:

1991 Received two team effort awards from Belcan Engineering.

1994 Received First Health Achievement Award in recognition for completing

a

significant assignment in a timely manner.

1995 Received a second First Health Achievement Award.

REFERENCES:

Steve Karnes

Vice President Title Compliance LandAmerica

412-***-****

Chris Brown

Sr. Title Compliance Specialist LandAmerica

724-***-****

Gary Demaio

PNC Bank

412-***-****



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