Nicholas J. Baich
Elizabeth, PA 15037
Phone: 412-***-****
E-mail: ***********@*******.***
Career Objective: To obtain a position where my strong sense of
responsibility, attention to detail, ability to research and positive
outlook will meet and exceed the company's goals.
CAREER EXPERIENCE:
10/08 to 11/10 Secured Lending Services
290 Bilmar Drive, Pittsburgh, PA 15205 866-***-****
Title: Post Closer
Duties: Reviewing mortgage and deed documents for accuracy,
assuring the documents meets county standards for
recording. Preparing state real estate transfer tax forms,
researching title information and creating legal
descriptions if needed. Creating scrivener affidavits for
correcting recording errors. Correcting title underwriting
errors on a case by case basis. Acquired knowledge in using
Clipper, BackOffice, Netronline, and Ernstpublishing.com
for researching the accuracy of the title search.
2/05 to 10/08 LandAmerica OneStop
600 Clubhouse Drive, Moon Township, PA 15108 (412) 507-
2000
Title: Title Compliance
Duties: Reviewing mortgage and deed documents for accuracy,
assuring the documents meets county standards for
recording. Preparing state real estate transfer tax forms,
researching title information and creating legal
descriptions if needed. Correcting title underwriting
errors on a case by case basis. Acquired knowledge in using
RealQuest, RamQuest, Orderworx, Netronline, and
Ernstpublishing.com for researching the accuracy of the
title search.
6/04 to 10/04 Howard Hanna Financial (Contract employee)
900 Gamma Drive, Pittsburgh, PA 15216 412-***-****
Title: Closer/Shipper
Duties: Closing Wholesale, Retail, and FHA mortgages using
Loan Handler Contour and ODI programs. Resolving pre-
closing conditions and determining closing conditions
according to the underwriter. Also post-closing reviewing
and preparing of mortgage loan to be sold to other
investors.
11/02 to 5/04 LSI/Fidelity National Title Insurance Co.
700 Cherrington Parkway, Coraopolis, PA 15108 800-***-****
Title: Post Closing Auditor
Duties: Audit final loan closing packages for accuracy by
pre-checking mortgage instruments and preparing them for
filing in accordance to state and county procedures. Also
resolving mortgage loan package and mortgage filing issues.
2/01 to 11/02 North American Mortgage Co. \Washington Mutual
Bank, FA
2000 Oxford Drive, Bethel Park, PA 15136
Title: Mortgage Associate\ Loan Coordinator I HLC 200
Duties: Disclosed mortgage applications from HUD 1003
forms using Fannie Mae Desktop Underwriter On The Web and
Freddie Mac Loan Prospector. Determine loan product
according to LTV and CLTV percentages. Researched credit
reports and flood certifications on real estate property
and reconciled problems and conditions with mortgage
broker. Opened loans using ALLTELL and Envoy programs.
Ordered title searches using REALEC and 2075 exterior, 2055
interior and exterior appraisals using OPTISVALUE system.
EDUCATION:
1996-1997 Point Park College, Pittsburgh, PA
Degree: Non-accredited course
Major: Creative Writing
1984-1986 Writer's Institute, Mamaroneck, NY
Degree: Associates
Major: Creative Writing
1966-1970 Clairton High School, Clairton, PA
Degree: Diploma
Major: Business, Economics, and English Literature
CAREER SKILLS:
Windows XP Professional and Home Edition
FannieMae Desktop Underwriter
FreddieMac Loan Prospector
Ernst Publishing
RealQuest
RamQuest
Orderworx
RealEC
ACHIEVEMENTS:
1991 Received two team effort awards from Belcan Engineering.
1994 Received First Health Achievement Award in recognition for completing
a
significant assignment in a timely manner.
1995 Received a second First Health Achievement Award.
REFERENCES:
Steve Karnes
Vice President Title Compliance LandAmerica
Chris Brown
Sr. Title Compliance Specialist LandAmerica
Gary Demaio
PNC Bank