GARRY BARNES

**** ***** **** ****

Salt Lake City, Utah 84121

E-MAIL: abh2bu@r.postjobfree.com

801-***-**** Home Office

619-***-**** Cell

CAREER SUMMARY

Extensive and diversified commercial & real estate lending, management, and

operations experience with major financial institutions: emphasis on credit

policy, middle market lending, portfolio management and risk management.

Strong presentation and organizational skills, ability to work accurately &

independently, and meet tight deadlines. Excellent oral and written

communication skills. Adept team builder and troubleshooter. Pioneered

banks entrance into several new interstate markets.

EDUCATION:

Boise State University-Bachelor Degree-Business Finance, Minor in Real

Estate

. Pacific Coast Banking School-Graduate School of Banking, University of

Washington

EMPLOYMENT HISTORY:

2008-Present-PW Partners-Director-Co owner, Community Bank Consulting

Company located in Salt Lake City, Utah. Emphasis on banks with enforcement

actions, bank management credit governance, director education, impaired

loan portfolio management, credit training and business development

2008-Present-Executive in Residence, Global Financial Services Center,

Thunderbird School of Global Management, Glendale, AZ

2006-2008 Gateway Pacific Bancorp-President/CEO, Community Bank, In

Organization. During my employment we secured the bank charter from the

California Department Financial Institutions, FDIC Insurance and Holding

Company approval from the Federal Reserve Bank. Also, we created and filed

bank prospectus with the Security and Exchange Commission and received

approval to sell bank stock.

2005-2006: Holladay Bank & Trust, President/CEO, Community

Bank, Salt Lake City, Utah, Established in 1972, specializing in commercial

real estate, construction, commercial & industrial and small business

lending.

2002-2005 Rabobank Group $290 Billion in Assets, Regional Vice

President, Credit Administrator, 24 Branches, Palm Springs, CA. Bank

Lending Division Manager, $300 Million Portfolio, 10 FTE, served on CRA

Committee & Chaired real estate loan program ad hoc committee. Managed the

acquisition of $200 million in real estate loans

1997-2001 Community First National Bank Phoenix, AZ & Salt Lake City,

UT. Vice President & Manager, Small Business Lending Division, $250

Million Portfolio in 12 states, 145 Branches. Centralized Processing in

Salt Lake City, UT. 23 FTE's.

Previously President, Phoenix, AZ. Community First National Bank

1996-1997 Imperial Bank, LA. CA Senior Vice President & Regional

Manager, Commercial Business Lending Activities in AZ., NV. OR., WA.

Provided Intermediate and Long Term Financing Facilities for Capital

Assets, Commercial Real Estate and Similar Capital Project Related Needs.

Recruited by Community First National Bank in Phoenix, AZ

1995-1996 First Interstate Bank, Phoenix, AZ. Vice President &

Manager, Specialty Wholesale Lending Group for 13 Western States. Managed

$518 Million Loan Portfolio. Central Operations Center in Phoenix and Eight

Remote Sales Offices. 24 FTE's.

Sold To Wells Fargo Bank-Also, Employed by FIB From 1981-1987-Senior Vice

President, Boise Idaho-Managed 12 retail branches

MISCELLANEOUS ACTIVITIES:

Supervised 25 Branches, Phoenix, AZ

. Supervised 12 Branches, Boise, Idaho

. Extensive lending and portfolio management in the following areas:

* Commercial & Industrial lending

* Commercial Real Estate Lending

* Construction Lending

* Aircraft Financing

* Equipment Lending

* Government Financing

* Mortgage Lending

* SBA lending

. National Advisory Council, US Small Business Administration

. Speaker, Conducted Over 2500 Presentations

. University Instructor-6 Semesters, School of Business

. Instructor, Four Different National Banking Schools

. Published Author, WIB, RMA, Business Journals, Newspapers

. Government Certified Mediator

. Real Estate License in AZ. & UT.

Certified Real Estate Instructor, AZ. & UT

Consultant, Russian Central Bank, In Country

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