CHRISTOPHER A. SMIGIELSKI
EAST AURORA, NEW YORK 14052
Cell 716-***-****
EXPERIENCE:
**/**-**/** ****** Consultant, Verdi & Company/Diebold, Buffalo, NY
Responsible for all financial models used in project work for a
financial industry delivery network consultancy including financial
impact of behavioral changes resulting from delivery channel
optimization and right-sizing. Created financial industry
segmentation criteria to support strategic realignment of the Diebold
North America sales division and identified key opportunities to
influence product and service sales. Consulted on segmentation
approaches to Latin America and Canada. Developed and delivered
presentations to senior Diebold executives and managers on a variety
of key economic, regulatory and financial industry subjects and their
impact on Diebold sales and Diebold clients. Created and delivered
regional presentations on financial aspects of retail banking
delivery, Generation-Y and technology in banking. Created financial
models to strengthen the justification of Diebold product and pull-
through sales and to support Verdi & Company retail delivery project
recommendations.
12/07-8/08 Senior Vice President, Finance & MIS, Waterford Village Bank,
Williamsville, NY
Responsible for the implementation and use of financial applications
in support of the ALCO process; strategic planning and budgeting,
product pricing and profitability. Created segmentation strategies
to improve net interest margin through growth, diversification of
the deposit mix, improving the cost of funds and funding
composition.
9/06-11/07 Senior Consultant, IPS-Sendero, Scottsdale, AZ
Project manager and consultant for the on-site implementation of risk
management, budgeting and planning software products to financial
institutions. Project management responsibilities include oversight
of the implementation process, managing client expectations and
contract deliverables. Consulted with and trained clients on
Asset/Liability Management including integrating ALM results to
budgeting and strategic planning. Conducted ALM software model
audits for clients assessing the use of ALM software, including the
competency of staff and effectiveness of their ALCO process in
assessing and reporting interest rate risk; recommended actions for
process improvement. Prepared and delivered yearly PATH client
conference presentations on Asset/Liability and software utilization
topics.
3/05-9/06 Vice President, Senior Quantitative Analyst, HSBC Bank USA,
Buffalo, NY
Responsible for providing weekly interest rate risk analysis to the
bank ALCO Group for a highly complex balance sheet; market valuation
and transfer pricing for US banking operations ($175 billion).
Created processes to maintain databases for all interest rate swap
positions ($24 billion).
10/01-3/05 Asset/Liability Implementation Consultant, IPS-Sendero,
Scottsdale, AZ
Consultant and project manager implementing Asset/Liability software
to financial institutions. Project management responsibilities
include oversight of the implementation process, managing client
expectations and contract deliverables. On-site responsibility
included the full implementation of software and client training to
construct their A/L process. Consulted with and trained clients on
Asset/Liability Management. As a consultant, consistently exceeded
annual on-site production goals with average annual revenues of $225
thousand over 140 billable days. Recognized in 2004 as highest
production consultant.
9/96-8/01 Asset/Liability Analyst and Banking Officer, First Niagara
Bank, Lockport, NY
12/90-3/95 Senior financial analyst position assigned to manage the IPS-
Sendero Asset/Liability system for a multi-bank holding company.
Responsible for regulatory reporting, testing strategic plans for
risk composition and earnings potential, for presenting a monthly
interest rate risk assessment to Executive Management and the
Asset/Liability committee (ALCO). Utilized Datamart to develop
value-added analysis for improved product pricing and
profitability. Constructed dynamic simulation model used to
forecast earnings and recommend hedging strategies based on
statistical pricing model and core deposit behavior. Created
financial models to support earnings forecasts, profitability
analysis, product pricing and budgeting. Software: IPS-Sendero
Asset/Liability Software and Data Management System (DMS), Oracle
Database, Cognos Impromptu, Microsoft Office Suite: Excel, Word,
Access and PowerPoint.
9/89-12/90 Payment Account Analyst, (Goldome Subsidiary) Buffalo, NY
Audited and collected agent accounts.
7/84-3/89 Goldome Bank, Buffalo, NY
Project Manager, (1/88-3/89) Managed administration of non-bank
financial centers.
Special Project, (4/87-12/87) Public Stock Offering. Coordinated
the administration of
a 100,000 sq.ft. telemarketing and processing facility for over 1200
employees.
Marketing Product Manager, (9/85-4/87) Corporate Marketing. Wrote
and implemented marketing plans for asset-based products company-
wide
Financial Analyst, (1/85-9/85) Developed telecommunications cost
control project.
Financial analyst of network capital projects.
Management Education Program, (7/84-12/84) Accelerated Management
Development.
EDUCATION:
6/82-6/84 MBA: School of Management, State University of New York at
Buffalo.
Class Vice-President
9/77-6/81 BS: Finance, School of Management, State University of New
York at Buffalo.