Real Estate Manufacturing

Paul Carnegie

Apt ****, ** Wall Street, New York, NY, 10005

Employment History

Kiln Group October 2006 - February 2011

Lloyd's of London Property and Special Lines

Insurer/Reinsurer Underwriter

. Held a USD 40m per risk authority to underwrite various property and

special lines classes focusing on North American commercial property

business both on an open market and delegated authority basis. This

involved risk selection, survey assessment, catastrophe modelling,

pricing and quoting of individual risks and binding authorities.

. Spent 2010 on secondment in New York with a Lloyd's MGA underwriting

catastrophe driven large commercial property accounts. This involved

underwriting of individual risks and extensive marketing efforts.

During this time I developed strong working relationships with

Retailers and Wholesalers including Marsh, Aon, Willis and Amwins both

in their North East offices and also Nationwide.

. Wrote a cross section of occupancies including real estate, food

risks, pharmaceuticals, chemical manufacturing, plastics

manufacturing, warehousing, condominiums, apartment complexes, grain

storage, vacant buildings, restaurants, printing risks, car

manufacturing, mining, and metals.

. Extensively studied risk management and engineering reports when

forming an opinion about a risk. This included assessing the likely

frequency, origin and severity of losses that may occur.

. Used a combination of RMS and more traditional experience based

methods to assess and price various catastrophe perils including

windstorm, storm surge, earthquake, tornado, flood, freeze and hail.

. Planned an overall underwriting strategy based on current and

potential future market conditions. This included a plan for the

market turn following a big loss.

. Liaised extensively with claims staff and lawyers on the coverage,

development and potential subrogation of losses.

. Used catastrophe modelling return period results to effectively manage

exposure and plan an underwriting strategy on a portfolio basis. This

involved balancing individual risk assessment with how the catastrophe

exposure would fit in at a portfolio level.

Aspen Re August 2005 - July 2006

Reinsurer Compliance Assistant

. Developed new exception reports to more effectively disseminate

information to teams across the company. This also involved

interaction with senior management and product heads regarding content

and format of reports.

. Identified underwriting control risks and created procedures and tests

to minimize the risk of potential losses.

. Identified breaches of authority and met with underwriters and other

key staff to discuss possible solutions.

Scottish Institute for July 2004 - July 2005

Enterprise (SIE)

National Enterprise Organisation Student Intern Co-ordinator

. Managed all student interns across 30 higher education institutions in

Scotland.

. Introduced and developed SIE in 6 new partner Higher Education

Institutions. This involved meeting with and selling the idea to

Principals and Vice Chancellors and thereafter liaising with

departments within the institutions to create and grow a new SIE team.

. Developed and delivered "Planformance" a business/personal development

planning workshop.

. Assisted with the organisation of the SIE National Business Plan

competition. The competition received over 400 entries from across

Scotland.

Scottish Institute for September 2003 - July 2004

enterprise (SIE)

National Enterprise Organisation Student Intern

. SIE Student Intern for the University of Edinburgh

. Created the "Route Map to business Success", an information tool for

students aiming to start their own business. The document included

practical advice on all of the major topics including raising finance,

marketing and negotiating as well as details on all of the

organisations that provide support and funding to young businesses.

Education

2006 - 2007 Advanced Diploma in Insurance

Chartered Insurance

Institute

MA Honours - 2:1 in Economics and

2000 - 2004 Accountancy

The University of

Edinburgh

Higher Grades: Chemistry, Economics,

1993 - 1999 English, History, Maths, Physics

Dollar Academy Standard Grades: Chemistry, Computing

Studies, English, German, History,

Maths, Physics

Computer Skills

I have a high level of competency using Microsoft Excel, Word, Outlook and

PowerPoint.

Achievements and Skills

In my 3rd and 4th years at Participated in the Lloyd's

university I was the founding under 30's study tour to the USA

member and President of the and Bermuda in 2009.

Edinburgh University

Entrepreneurial Society.

Interests

I am a keen rugby player, cricketer and skier, I also enjoy music and am an

avid movie goer.

Personal

Date of Birth: 4th December Nationality: British

1980

Telephone: +1-646-***-**** Email: ****.********@*****.***

References

Available on request.

Contact this candidate