Chad M. Garson
***** ********* ****** #*** **** Beach Gardens FL 33418
Phone 561-***-**** Fax 866-***-**** EM cgarson@live .com
Entrepreneurial, innovative leader with over 20 years experience in sales,
business development, marketing, and operations. Energetic, proven
performer committed to continued excellence.
. Proven change agent - ability to analyze operations, businesses, markets,
and growth opportunities, then introduce strategic and tactical solutions
that improve competitive positioning, while increasing profits, market
share, and sales.
. Results oriented - intense focus on achieving financial objectives and
customer satisfaction. Highly motivated self-starter, who drives highly
effective organization through vision, innovation, and creativity.
. Analytical skills and intellectual capital - systematic and structured
thinking to understand and to communicate macro trends and micro issues.
. Effective communication skills - good listener, comprehends complex
issues and ability to articulate clearly both big picture and critical
details.
. Team leadership - excellent trainer, coach, and motivator. Instills
excellent business practices, new and innovative ideas, and new approaches
to problems.
November 2012 Foresters Insurance, Managing General Insurance Agent,
Jupiter, FL
Present
Concentrate on Life Insurance and senior market product
Actively recruit and train Agents
Organic leads generation
Building network of referral sources
Use an online application process
Primarily conduct business over the phone
October 2011 to Emery Federal Credit Union, Branch Manager, Palm Beach
Gardens, FL
November 2012
Concentrating on VA & FHA Refinances and Purchases
4-6 million in personal production per month
Average loan size of 230K plus
Handle all day to day operations
Proficient with DU and LP
Managed and recruited Loan Officers
Proficient with LOS system Calyx and Encompass
Supervise processor and marketing staff
July 2010 to
Oct. 2011 Freedom Mortgage Corp, Branch Manager, Palm Beach Gardens,
Florida
Co-Manage and trained a group of 8 Loan Officer's
Specialize in: Government Loans, VA & FHA ( Refinance &
Purchase )
Average Loan size of 230K Plus
Solicit Realtor's, Builder's Attorney's & CPA's ( Dedicated
Referral Sources )
Average Monthly Volume of 3.5 Million (16 Units) PERSONAL
PRODUCTION
Analyze personal and business tax returns
Process government and conventional
Responsible for loan process from application, submission,
stipulations and close
Run DU and LP
Price and lock loans
2010-2010 Berkley Capital Corp. Mortgage Broker, Boca Raton, Florida
Specializing in: FHA,VA,Conventional and Jumbo (40/60
Purchase/Refinance)
Solicit Realtor's, Builder's Attorney's & CPA's
Responsible for loan process from application to closing
Analyze personal and business returns as well as investments
2007-2009 Multi - Fund, Branch Manger, Delray Beach, Florida
Pulled FHA case numbers and ran DU & LP
Processed all loan files
Trained and managed a 3rd party lead provider
2006-2007 New Century Mortgage, Account Executive, San Diego, California
Set up over 40 accounts
B2B sales
Helped increase market share via cold calling
Pre qualified files
Trained companies on our automated underwriting system
2005=2006 Argent Mortgage, Account Executive, Las Vegas, Nevada
Consulted broker/s on pricing
B2B sales
Set up over 45 accounts
Helped coordinate broker/s with my Account Manager
I was rookie of the quarter
1997-2005 Mortgage Placement Services, Owner, West Palm Beach, Florida
Handled all day to day duties, ( marketing, scripts and
closings)
Trained telemarketers and processors
Concentrated on "Sub-Prime" loans
2002 - Present POM Insurance Inc., Brokerage/Owner, Insurance, Ohio
Specialized in Mortgage Protection Insurance
Non Medical Policies
Solicited Broker's for referrals
Operated as a IMO, Insurance Marketing Organization
Conducted business via telephone
Licensed as a Mortgage Broker
Insurance: Life, Health and Annuities
Proficient with Word, Outlook, Excel, Calyx Point and Encompass
1991-1996 University Of Kansas
Concentrated on Sociology and Communications