* * * * * A P P H I R E S T R E E T A LT A L O M A C A 9 1 7 0 1
CELL PHONE 949-***-****
E - M A I L W E N DY L E E 8 2 3 @ YA H O O. C O M
W W W. L I N K E D I N . C O M / I N / W E N D Y A D A M S L O W E
WEN DY ( ADAMS ) LOWE
OBJECTIVE
To expand my knowledge in diverse fields through a challenging position which will also allow me
to contribute to an organization’s performance and company goals. Ideally, this prospect will
necessitate leadership, attention to detail, proactive solutions to challenges, creative thinking
and successful teambuilding with others.
SUMMARY
Throughout my years of increasing responsibility in the mortgage industry, I've learned to
creatively problem solve through a combination of practical experience and the ability to
network effectively with various levels of the organization: executives to associates. I was
fortunate to have gained such experience by accepting various positions that allowed me to
learn the intricacies of the industry, both from a micro and macro viewpoint. These positions
included time as a Loan counselor, Correspondence Specialist and Quality Assurance Specialist
prior to my role in management. During my time in management, I have created departments,
implemented processes, improved efficiencies and supervised groups ranging from 30 to 60
associates, including the management and development of Team Leaders.
EXPERIENCE
November 2008 - July 2010 NCCI (National Creditors Connection, Inc.)
Loss Mitigation Supervisor/Client Coordinator
• Manage multiple client-specific processes, ensuring quality while meeting established
timelines
• Support Clients (i.e., Citi Mortgage, Bank of America) using LPS MSP and Director, NACA,
Filenet, Citilink and DRI to process and audit Loan Modification documentation, ensuring
file completion and accuracy of income/expense calculation.
• Train, develop and coach new hires, existing associates and Team Leaders
• Originate and maintain Statements of Work/Service Level Agreements for new clients
and product lines
• Produce daily, weekly and monthly pipeline reports to numerous clients and executive
team
• Liaison to the Sales Team, Clients and IT department, serving to meet their needs and
assist to resolve all necessary issues
• Facilitate staff meetings, associate coaching and development, implement changes
based on company needs and obtain associate buy-in
• Prepare and communicate associate performance reviews and provide continuous
feedback
July 2003 – October 2008 Carrington Mortgage Services, LLC/New Century
Mortgage
Cash Management Supervisor
• Successfully implemented cash, invoice and outstanding recoverable functions from
corresponding business units to create the Cash Management Department
• Responsible for creating and updating policy and procedures and staffing projections
• Develop processes to ensure coding accuracy of disbursements and expenses
• Perform timely payment to vendors through MortgageServ and New Invoice/Invoice
Management systems
• Created and maintain Cash Management reports for all disbursements, payments,
outstanding recoverable items and unapplied funds
• Communicate with the functional business units to ensure approval of outstanding
invoices and unapplied funds on liquidated and paid off loans
• Coordinate flow of cash and daily disbursement amounts
Sr. Compliance Specialist
• Perform internal audit reviews of loan servicing operations
• Conduct business, operational and procedural reviews within the functional areas of
Loan Servicing
• Identify noncompliant and risk issues and their impact on the department, the division
and the company
• Recognize opportunities to enhance productivity and process improvement
• Define and recommend best practices and strategies to resolve issues
• Complete report of each review to determine scope, action items, severity of risk(s), and
timing of completion
• Analyze and present findings to executive team and major rating agencies
• Maintain and enhance database used to report reviews, results, and feedback
Collections Operations Supervisor
• Monitor the output and integrity of all Collection reporting
• Manage the workflow and responsibilities of the Collection Coordinators and Specialists
• Create, track and update current and new Collection reports through InformEnt and
Collections Database
• Perform associate performance reviews and coaching sessions
• Update current and implement new policies and procedures
• Maintain and update associate records
• Create Job Descriptions as needed for department growth
May 1997 – July 2003 Option One Mortgage Corporation
Asset Control Supervisor
• Develop and supervise Loan Counselors activities to ensure compliance with company
policies, FDCPA and all State Specific collection laws
• Provide leadership and continuous feedback to Team Leaders and associates
• Accountable for proper staffing, daily production and quality control to reduce
delinquency and increase associate performance
• Monitor and execute the daily call campaign strategies to maximize customer contact
and minimize delinquency
• Conduct call monitor reviews, provide feedback, coaching and manage dispute issues
• Track daily delinquency results and implement corrective action as needed.
• Perform associate performance reviews, implement disciplinary action as needed and
act as primary contact between staff and HR department, observing current
employment laws and policy updates
• Responsible for interviewing/hiring and training new associates
• Administer and facilitate training classes to increase associate performance
• Execute special projects (revised existing attendance policy in compliance with current
State laws, created collections training guide for mentor position)
• Maintain scores of 80 – 95% on Mercer and company associate satisfaction surveys
Asset Control Team Leader
Senior Quality Assurance Specialist
Senior Correspondence Specialist
Loan Counselor
1992 – 1997 California Federal Bank
Senior Loan Representative
Foreclosure Specialist
1989 – 1997 Los Angeles Turf Club (Santa Anita Race Track, Hollywood Park
Race Track, Fairplex)
Money Room Teller