BENJAMIN M. LOWIN
*** **** **** ******, ***. **E, New York, NY 10025 917-***-****
*****.*****@*****.***
EXPERIENCE
Curtis, Mallet-Prevost, Colt & Mosle LLP, New York, NY
Senior Associate - Corporate, Finance and Capital Markets February
2008 - Present
. Represent electronics manufacturing services provider in transactions
involving trade receivables securitization, factoring programs, equipment
leasing and registered securities offerings.
. Represent borrowers and lenders in secured and unsecured financings
(domestic and cross-border) as well as bilateral and syndicated term loan
and revolving credit facilities.
. Represent Lehman Brothers in bankruptcy proceedings involving CDOs,
securitization, structured finance products and complex derivatives.
. Advise on out-of-court restructurings; counsel on project finance
transaction named Latin Lawyer's Restructuring Deal of the Year, 2008.
. Manage teams of junior and mid-level associates and paralegals in
connection with all stages of transactions, from due diligence through
post-closing covenant compliance.
. Led firm-wide training seminar on the Basel capital accords.
Thacher Proffitt & Wood LLP, New York, NY
Associate - Structured Finance May 2006 - January 2008
. Developed various standard model agreements, including mortgage loan
purchase and servicing agreements, master repurchase agreements,
participation agreements and custodial agreements.
. Represented originators, issuers, underwriters, sellers and servicers in
structuring, documenting, negotiating and placing mortgage-backed
securities.
. Advised clients regarding mortgage and consumer lending compliance issues
and a variety of financial industry regulatory matters, including state
and local anti-predatory lending laws.
Kelley Drye & Warren LLP, New York, NY
Associate - Litigation and Corporate August 2004 - April 2006
Summer Associate Summer 2003
. Completed rotation in litigation department, defending a leading
manufacturer of telecommunications equipment in an investigation of
alleged FCPA violations in the Middle East.
. Advised clients on ERISA and Sarbanes-Oxley compliance, NYSE and NASDAQ
listing standards and filings on Forms 10-Q, 10-K and 8-K.
. Negotiated and drafted various corporate documents, including board
resolutions, Rule 10b5-1 trading plans, asset purchase agreements,
document retention policies and shareholder rights plans.
Supreme Court of the State of New York, Commercial Division
Law Clerk for Hon. Justice Charles B. Ramos Summer 2002
Bar Admission - New York
EDUCATION
Benjamin M. Cardozo School of Law, New York, NY
J.D., May 2004
Honors: Cardozo Law Review, Articles Editor
Dean's Distinguished Scholar
Teaching Assistant for Elements of Law, Property and Legal
Writing Classes
Brandeis University, Waltham, MA
B.A., cum laude, in Psychology, May 2001
Honors: Admitted to Psi Chi, The International Honor Society in
Psychology
REPRESENTATIVE TRANSACTIONS
. Lead associate in representation of Flextronics International Ltd.
("Flextronics") in connection with the structuring and implementation
of a two-tiered trade receivables securitization program in North
America. The aggregate purchase price of all receivables initially
sold to a newly-formed special purpose vehicle was approximately
$285.0 million. Advised the client regarding all aspects of the
program, including the drafting and negotiation of the Receivables
Sale Agreement and the Receivables Purchase Agreement and all related
transaction documents, as well as the tax and accounting treatment of
the program and the formation, capitalization and bankruptcy
remoteness of the SPV.
. Lead associate in representation of Flextronics in connection with the
restructuring of its $500 million European / Asian trade receivables
securitization facility. The facility was restructured to comply with
two new accounting standards that affected the structure and off-
balance sheet treatment of the facility. Advised the client regarding
all aspects of the program and the drafting and negotiation of all
transaction documents, including receivables purchase and sale
agreements in each applicable jurisdiction, parent guarantee,
servicing agreement, account control agreements and legal opinions.
. Lead associate in representation of Flextronics in the development of
its accounts receivables factoring and supplier finance programs in
the United States, Germany, Poland, Hungary, Sweden and the
Netherlands.
. Lead associate in representation of Flextronics in connection with all
of its equipment finance and leasing matters. Advised client with
respect to negotiation and drafting of master lease agreements and
purchase agreements (sale and leaseback) with General Electric Capital
Corporation, Macquarie Electronics Limited, CSI Leasing, Inc., NMHG
Financial Services and Hewlett-Packard Financial Services Company.
Transaction sizes range from $50,000 to $5 million.
. Lead associate in representation of Flextronics in its unsecured $50
million term loan facility. Drafted and negotiated all transaction
documents including term loan agreement, subsidiary guarantee, legal
opinion and all closing documents.
. Represented Lehman Brothers in connection with its Chapter 11
bankruptcy case, with particular focus on recovering the value of
certain collateralized debt obligations and related credit default
swaps.
. Represented a leading integrated communications carrier in connection
with its acquisition of a facilities-based telecommunication provider
in New England for $71 million.
. Represented a publicly traded cargo airline with $630 market
capitalization in connection with all SEC reporting, compliance and
corporate governance matters.
. Lead associate in representation of a major commercial bank based in
Ireland in connection with a 4.5 million secured revolving credit
facility to a leading integrated media, events and entertainment
management group in the United Kingdom.
. Lead associate in representation of a Mexican state-owned bank and
export credit agency in connection with the implementation a supplier
finance program with a leading global platform for processing supply
chain finance transactions.
. Represented a state-owned Mexican bank and export credit agency in
connection with a $400 million first lien credit agreement to a major
United States automobile manufacturer.
. Lead associate in representation of a private bank in connection with
a secured $5.6 million term loan and $300,000 revolving credit
facility to a private equity fund making direct investments in
consumer packaged goods, technology, media and entertainment. Advised
client through all stages of the transaction, from preliminary due
diligence through the assignment of the bank debt to another financial
institution when the borrower could no longer maintain satisfactory
covenant compliance.
. Lead associate in representation of a private bank in connection with
a secured $5.0 million term loan facility to a private equity fund
that invests in rapidly growing and profitable internet, software,
technology-enabled and branded consumer businesses. The collateral
consisted of a pledge of unfunded capital commitments to the borrower
and the right to make capital calls in the event of a default.
. Represented state-owned Venezuelan energy company in connection with
the restructuring of an aggregate amount of $1.68 billion of bonds and
bank debt incurred to finance two oil projects in the Orinoco oil belt
region. Negotiated and prepared the Lock-Up Agreement, Offer to
Purchase and Consent Solicitation Statement, Consent and Letter of
Transmittal, Dealer-Manager and Solicitation Agent Agreement and the
Depositary and Information Agent Agreement. Transaction named "2008
Restructuring Deal of the Year" by Latin Lawyer magazine.
. Represented the U.S. Department of Energy in connection with the
implementation of its loan guarantee program under Title XVII of the
Energy Policy Act of 2005. Advised client on all aspects of the
development of the program, including revisions to the implementing
regulations, preparation of solicitation materials, and the drafting
of loan guarantee documentation, as well as the diligence,
structuring, negotiation, documentation and closing of a $535 million
project financing of a California-based manufacturer's facility for
the production of innovative photovoltaic solar panel.
. Lead associate in representation of a Canadian pharmaceutical and
biotechnology fund in connection with a $250 million senior secured
revolving warehouse facility. Negotiated and prepared all transaction
documents, including the Indenture, Sale and Servicing Agreements,
Note Purchase Agreement, Interest Rate Swaps, fund operating
agreements and legal opinions.
. Represented UBS AG, Deutsche Bank AB and Merrill Lynch & Co., Inc. in
connection with mortgage-backed securities transactions and secondary
market residential mortgage transactions, as well as advised them with
respect to state and federal lending laws. Structured loan conduit
programs for investment banking clients and loan originators and
managed structures for transactions involving the sale of loan
servicing portfolios.
. Represented private academic institution in connection with a $1
million loan from a charitable foundation committed to funding
innovative educational programs.