Shrese B. rudd
Home: 303-***-**** **** Willowrun Dr.
Cell: 303-***-**** Castle Rock, CO 80109 ******@*******.***
Six Sigma Green Belt Certified
SUMMARY
Finance and training professional with Fortune 500 companies with a
background in financial analysis, sales, training, and experience with Six
Sigma. Highly effective interpersonal and presentation skills with the
ability to communicate concepts, ideas, and applied knowledge of products
and services in a rapidly changing business environment.
PROFESSIONAL EXPERIENCE
RED RUDD, LLC DBA FOLIE A' DEUX DINING
2010 - June 2011
Co-owner/Operator
Responsible for every aspect of the business side of the restaurant. Assist
the co-owner with the day-to-day operations of the restaurant. This
includes accounting, payroll, and human resource needs.
. Wrote the business plan for the purchase of the restaurant and real
estate.
. Assisted the chef with the development of menus.
. Became the chef and ran the kitchen for a month when the chef was unable
to work due to surgery.
. Wait tables and assist the wait staff when employees leave the company
and the restaurant is short staffed.
. Responsible for marketing the restaurant to drive business to the
restaurant.
. Work with guests' and plan large and small parties at the restaurant.
WELLS FARGO HOME MORTGAGE
October 2010 - April 2011
Home Mortgage Underwriter
Underwrite mortgage loan applications to assist current and potential
borrowers in the refinancing of their home. Reviewed and analyzed real
estate appraisals and title reports. Analyzed detailed financial and
credit data, matching customer needs with an appropriate loan program and
level of risk. Informed customers and mortgage loan officers of
underwriting decisions and requirements, WFHM programs.
Ford motor credit company 2000 - 2010
Ford Motor Credit Company, established in 1959, is an indirect automotive
finance company and a wholly owned subsidiary of Ford Motor Company.
Dealer Loan Specialist, Colorado Springs, Colorado (2008 - 2010)
Analyzed dealership financial statements, tax returns, and CPA statements
in conjunction with reviewing, continuation, and establishment of
dealership floor plan accommodations, mortgages and other loans ranging
from $500,000 to $25.0 million. Verified profitability, capitalization,
and liquidity of dealerships in regards to their debt ratios and repayment
ability of loans. Wrote proposals and recommendations as to whether or not
loan accommodations should be approved, denied, or condition and why.
Worked with dealerships, management, field sales teams, loan processing,
legal, and title companies to decision and close loans, by reviewing
appraisals, closing statements, and title paperwork for commercial
properties to ensure sufficient equity and clear titles.
. Coordinated over 10 Six Sigma Green Belt Projects, which led to
streamlined processes and increased productivity within my respective
department.
. Coordinated with the field sales team to assist several financially
struggling dealerships improve their expense structure and improve
vehicle sales. This included refinancing the mortgages to lower monthly
mortgage payments while improving future profitability of the portfolio
for Ford Credit.
. Coached and instructed up to 10 employees new to the department on daily
job duties, Sarbanes Oxley compliance, dealer relations, and the
importance of reviewing dealership financial statements while continuing
to complete my reviews in a timely manner.
Dealer Services Training Specialist, Colorado Springs, Colorado (2006 -
2008)
Instructed and taught 200+ employees in four departments within Ford Credit
(Discounting, Originations, Investigations and Wholesale). Conducted
individual instruction as well as classroom training and worked with
Business Center Management and Corporate Training to develop necessary
training to fit the needs of the Center.
. When hired for this assignment no curriculum was available. As a result,
utilized previous experience at Ford Credit to deliver curriculum to
approximately local employees new to their positions.
. As a subject matter expert, assisted the National Learning and
Development Team to develop Discounting curriculum for the six Business
Centers and approximately 1,200 employees
. Selected to travel to the Toronto, Canada and assist the local training
team in the delivery of curriculum to 20 new employees for the opening of
the Toronto Business Center.
. Mentored struggling employees post training on an individual basis at
workstations to improve performance, productivity, and morale.
. Delivered motivational curriculum to local employees to improve morale of
the Business Center. Classes included "Who Moved My Cheese" and "Respond
vs. React", among others
Dealer Account Manager, Houston, Texas (2006)
A sales representative and liaison between the Ford Credit office and five
Ford, Lincoln, and Mercury dealerships in the Houston area. Assisted with
the dealerships' day-to-day activities, sold Ford Credit products, and
ensured support for FMCC plans and programs.
. Assisted the number one Lincoln-Mercury Dealership in Texas maintain
their and a Ford Motor Company Dealer Development store by continually
training dealership employees on both Ford and Ford Credit products and
services.
Dealer Services Supervisor, Houston, Texas (2005 - 2006)
Supervised Dealer Services/Credit Analysts, Discounters and Investigators,
which included nine employees. Coached and counseled employees to ensure
optimal service was provided to each dealership and worked as a liaison
between the sales team the office.
. Coached and counseled an employee to improve performance when struggling
to grasp the concept of their job duties.
. Assisted in the improvement of an employee's attendance.
Dealer Services/Credit Analyst, Plano, Texas and Fort Worth, Texas (2000 -
2002 and 2003 - 2005)
Processed personal and commercial credit applications for auto loans and
worked with dealership personnel to sell the Ford Credit value proposition
and ensured the dealership was selling Ford Credit to the consumer.
Analyze and complete reviews of dealership financial statements for
accuracy and investigate dealership entities.
. Reviewed and audited a seven dealership group with a $25.0 million
portfolio for approval of wholesale accommodations and mortgage lending.
. Assisted with the verification of vehicles on a dealership's wholesale
line. Dealerships included portfolios from $500,000 to $25.0 million.
Wholesale Auditor/Clerk, Fort Worth, Texas (2002 - 2003)
Physically counted vehicles at a dealership to ensure the accuracy of
dealerships vehicles on their lines of credit. Administered the day to day
activities for the dealership's lines of credit, mortgages, and other
loans, including making collections and payments for vehicles and
dealership loan payments.
Discounter, Fort Worth, Texas (2002)
Processed incoming personal loans on the accounts receivable system and
paid dealerships for these loans.
EDUCATION
. Bachelor of Science, Restaurant Hotel Institutional Management
. Texas Tech University, Lubbock, Texas