Sales Representative

Shrese B. rudd

Home: 303-***-**** **** Willowrun Dr.

Cell: 303-***-**** Castle Rock, CO 80109 abgvyb@r.postjobfree.com

Six Sigma Green Belt Certified

SUMMARY

Finance and training professional with Fortune 500 companies with a

background in financial analysis, sales, training, and experience with Six

Sigma. Highly effective interpersonal and presentation skills with the

ability to communicate concepts, ideas, and applied knowledge of products

and services in a rapidly changing business environment.

PROFESSIONAL EXPERIENCE

RED RUDD, LLC DBA FOLIE A' DEUX DINING

2010 - June 2011

Co-owner/Operator

Responsible for every aspect of the business side of the restaurant. Assist

the co-owner with the day-to-day operations of the restaurant. This

includes accounting, payroll, and human resource needs.

. Wrote the business plan for the purchase of the restaurant and real

estate.

. Assisted the chef with the development of menus.

. Became the chef and ran the kitchen for a month when the chef was unable

to work due to surgery.

. Wait tables and assist the wait staff when employees leave the company

and the restaurant is short staffed.

. Responsible for marketing the restaurant to drive business to the

restaurant.

. Work with guests' and plan large and small parties at the restaurant.

WELLS FARGO HOME MORTGAGE

October 2010 - April 2011

Home Mortgage Underwriter

Underwrite mortgage loan applications to assist current and potential

borrowers in the refinancing of their home. Reviewed and analyzed real

estate appraisals and title reports. Analyzed detailed financial and

credit data, matching customer needs with an appropriate loan program and

level of risk. Informed customers and mortgage loan officers of

underwriting decisions and requirements, WFHM programs.

Ford motor credit company 2000 - 2010

Ford Motor Credit Company, established in 1959, is an indirect automotive

finance company and a wholly owned subsidiary of Ford Motor Company.

Dealer Loan Specialist, Colorado Springs, Colorado (2008 - 2010)

Analyzed dealership financial statements, tax returns, and CPA statements

in conjunction with reviewing, continuation, and establishment of

dealership floor plan accommodations, mortgages and other loans ranging

from $500,000 to $25.0 million. Verified profitability, capitalization,

and liquidity of dealerships in regards to their debt ratios and repayment

ability of loans. Wrote proposals and recommendations as to whether or not

loan accommodations should be approved, denied, or condition and why.

Worked with dealerships, management, field sales teams, loan processing,

legal, and title companies to decision and close loans, by reviewing

appraisals, closing statements, and title paperwork for commercial

properties to ensure sufficient equity and clear titles.

. Coordinated over 10 Six Sigma Green Belt Projects, which led to

streamlined processes and increased productivity within my respective

department.

. Coordinated with the field sales team to assist several financially

struggling dealerships improve their expense structure and improve

vehicle sales. This included refinancing the mortgages to lower monthly

mortgage payments while improving future profitability of the portfolio

for Ford Credit.

. Coached and instructed up to 10 employees new to the department on daily

job duties, Sarbanes Oxley compliance, dealer relations, and the

importance of reviewing dealership financial statements while continuing

to complete my reviews in a timely manner.

Dealer Services Training Specialist, Colorado Springs, Colorado (2006 -

2008)

Instructed and taught 200+ employees in four departments within Ford Credit

(Discounting, Originations, Investigations and Wholesale). Conducted

individual instruction as well as classroom training and worked with

Business Center Management and Corporate Training to develop necessary

training to fit the needs of the Center.

. When hired for this assignment no curriculum was available. As a result,

utilized previous experience at Ford Credit to deliver curriculum to

approximately local employees new to their positions.

. As a subject matter expert, assisted the National Learning and

Development Team to develop Discounting curriculum for the six Business

Centers and approximately 1,200 employees

. Selected to travel to the Toronto, Canada and assist the local training

team in the delivery of curriculum to 20 new employees for the opening of

the Toronto Business Center.

. Mentored struggling employees post training on an individual basis at

workstations to improve performance, productivity, and morale.

. Delivered motivational curriculum to local employees to improve morale of

the Business Center. Classes included "Who Moved My Cheese" and "Respond

vs. React", among others

Dealer Account Manager, Houston, Texas (2006)

A sales representative and liaison between the Ford Credit office and five

Ford, Lincoln, and Mercury dealerships in the Houston area. Assisted with

the dealerships' day-to-day activities, sold Ford Credit products, and

ensured support for FMCC plans and programs.

. Assisted the number one Lincoln-Mercury Dealership in Texas maintain

their and a Ford Motor Company Dealer Development store by continually

training dealership employees on both Ford and Ford Credit products and

services.

Dealer Services Supervisor, Houston, Texas (2005 - 2006)

Supervised Dealer Services/Credit Analysts, Discounters and Investigators,

which included nine employees. Coached and counseled employees to ensure

optimal service was provided to each dealership and worked as a liaison

between the sales team the office.

. Coached and counseled an employee to improve performance when struggling

to grasp the concept of their job duties.

. Assisted in the improvement of an employee's attendance.

Dealer Services/Credit Analyst, Plano, Texas and Fort Worth, Texas (2000 -

2002 and 2003 - 2005)

Processed personal and commercial credit applications for auto loans and

worked with dealership personnel to sell the Ford Credit value proposition

and ensured the dealership was selling Ford Credit to the consumer.

Analyze and complete reviews of dealership financial statements for

accuracy and investigate dealership entities.

. Reviewed and audited a seven dealership group with a $25.0 million

portfolio for approval of wholesale accommodations and mortgage lending.

. Assisted with the verification of vehicles on a dealership's wholesale

line. Dealerships included portfolios from $500,000 to $25.0 million.

Wholesale Auditor/Clerk, Fort Worth, Texas (2002 - 2003)

Physically counted vehicles at a dealership to ensure the accuracy of

dealerships vehicles on their lines of credit. Administered the day to day

activities for the dealership's lines of credit, mortgages, and other

loans, including making collections and payments for vehicles and

dealership loan payments.

Discounter, Fort Worth, Texas (2002)

Processed incoming personal loans on the accounts receivable system and

paid dealerships for these loans.

EDUCATION

. Bachelor of Science, Restaurant Hotel Institutional Management

. Texas Tech University, Lubbock, Texas

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