Human Resources Insurance

Scott T. Fuller

*** ****** ****** ( Glastonbury, CT 06033 860-***-**** (

*******@************.***

Career Target...

Human Resources Consultant -specializing in talent management, compensation

and human capital development.

Offering Certificate in Human Resources Management combined with experience

in conducting open enrollment for a wide range of employee benefit

programs, including Accident, Cancer/Critical Illness, Dental, Long- and

Short-Term Disability, Flexible Spending Accounts, HMO/PPS/MSA; Term,

Universal and Whole Life Insurance; and Medical Discount Cards.

Well versed in banking, insurance, and investment and retirement products,

including annuities, disability income insurance, health insurance, life

insurance, long-term care insurance, mutual funds, stocks and bonds.

Background also includes handling billing and claims issues. Diverse

industry experience in the healthcare, banking, insurance, and financial

services industries. Excellent relationship management and communications

skills honed throughout career in highly customer-focused positions. Keen

critical-thinking, decision-making, and problem identification, analysis

and solving skills.

Relevant STRENGTHS & SKILLS

. Benefit plan changes, rates/contributions; annual review and enrollment

process

. Presenting new plans/services/concepts to clients/employees; educating

and training

. Contract review and administration

. Collecting and analyzing data; financial analysis and planning; asset

protection

. Profit and loss statements; credit reports

. Planning and conducting presentations/meetings to communicate information

. Risk management; health and welfare consulting

. Computer technology savvy (MS Word, Excel, PowerPoint; proficient in Auto-

Bene and Common Census employee benefit enrollment software; and other

applications)

Selected Highlights of Experience

. Developing and managing positive relationships with clients and service

providers, including insurance companies, attorneys and financial

planners by building trust, confidence, and adding value.

. Collecting and analyzing clients' confidential data, income, assets,

liabilities, credit, and employment.

. Consulting with and determining clients' needs to establish short- and

long-term insurance, mortgage and financial plans.

. Formulating short and long-term financial plans to help clients' reach

their goals.

. Educating/conducting client presentations about loan, insurance,

retirement and financing programs.

. Preparing and reviewing applications for mortgage, insurance, and

investment products.

. Preparing and presenting required documents to comply with state and

federal laws.

. Managing transaction teams to ensure a positive outcome and client

experience.

. Reviewing contracts and loan closing documents to ensure accuracy and

clients' understanding of details.

. Helping clients manage accounts by fielding questions, taking payments,

updating contact information and submitting claims.

. Coordinating meetings with attorneys, clients, realtors, service

providers, closing agents and other parties.

EXPERIENCE & Accomplishments

Employee Benefits Counselor & Licensed Insurance Representative ( 2007 to

Present

Optimal Financial Solutions, LLC, Connecticut

Provide individual and group benefits enrollment services for clients of

The Farmington Company and other organizations. Enrolled insurers for

various benefits, including Aetna's HMO, HAS, POS and PPO; Arag Legal

Plan; Boston Mutual's Accident, Critical Illness, Disability Income, Whole

Life; ConnectiCare's HMO, PPO; Delta Dental; EyeMed Vision Care; Guardian

Dental; Humana Disability Income, Term Life; MaxorPlus prescription drug;

Reliance Standard's Accidential Death & Disability, Disability Income,

Life; Transamerica's Accident, Cancer, Universal Life; Veterinary Pet

Insurance; WageWorks Flexible Spending Accounts.

Scott T. Fuller - Page 2

Optimal Financial Solutions, LLC continued...

Consult with clients on financial analysis, planning and insurance

solutions that meet their needs. Products include wide range of annuities,

insurance and mortgages. Affiliated with MassMutual, AllConnecticut

Insurance Brokers and Windsor Capital Mortgage Corporation. Closed

transactions with insurance brokers generating premium volume.

Mortgage Banker/Loan Officer/Business Consultant ( 1999 to 2007

Independent consultant affiliated with Aegis Lending Corp., Cherry Creek

Mortgage Co., Country Wide Home Loans, and Wells Fargo Home Mortgage in

Connecticut and previously in California. Range of experience working as a

banker and a broker in prime, sub-prime, builder, and private / hard money

markets handling purchase and refinance transactions. Closed millions of

dollars in loan products.

Prior Experience:

Manual Therapist and Health Educator, California and Connecticut (11 years)

U.S. Army Infantry, Springfield, MA. Honorable Discharge (6 years)

Education / ADDITIONAL

Currently pursuing a Bachelor of Arts in Business Management / Human

Resource Management; American Public University System, Manassas, VA

Certificate in Human Resources Management; American Public University

System, Manassas, VA

Program certified by the Society for Human Resource Management. Courses

include HR Management, Compensation and Benefits, Employment and Labor

Relations, Human Resources Management Information Systems; Human Resource

Development; Principles and Theory of Management

Associate of Science, General Studies

Manchester Community College, Manchester, CT

Licenses:

. Connecticut Insurance Department Life, Accident, Health, Property,

Casualty Producer License

. Connecticut Office of Policy and Management Certification for Connecticut

Partnership for Long-Term Care

. Financial Industry Regulatory Authority (FINRA) Series 6 License

. Centers for Medicare and Medicaid Services Part C and D Agent / Broker

Training

. Anthem Blue Cross and Blue Shield Medicare Seminar

. Chiropractic and manual therapy studies

Memberships:

. Society for Human Resource Management

. American Society for Healthcare Human Resources Administration

. Golden Key International Honour Society (worldwide premier collegiate

honor society)

Contact this candidate