Ben H Colvard III
Unit 3106
Bonita Springs, FL 34135
*********@*****.***
Objective: To provide mortgage and consumer lending expertise to
attorneys, investors and consumers for their individual legal objectives.
Professional Experience:
Colvard Management and Consulting Inc., 9300 Highland Woods Blvd., Bonita
Springs, FL 34135
February 2010- present
A small company founded utilizing 40 years of lending experience to
provide: mortgage forensic audits; re-underwriting of mortgages, federal
and state compliance examinations for mortgage mediation and mortgage
securities due diligence for investors.
Chairman and CEO 1st Personal Mortgage Service Inc. May 1, 2006- May 31,
2010
Founding owner and organizer of a retail consumer mortgage company
providing conforming and FHA-VA loans
President, Homeland Capital LLC, February 15, 2001- May 1,2006
In 2002 all the assets of The Mortgage Consultant's Inc were sold to First
Greensboro Home Equity. Homeland Capital was formed to fund non-conforming
residential mortgage loans in the Mid Atlantic area and portions of the Mid
West.
President founder and owner The Mortgage Consultant's Inc. Dec1991-Feb 2001
The Mortgage Consultant's a mortgage banking operation with six offices
licensed in Maryland, Delaware, Virginia, Pennsylvania, West Virginia, and
the District of Columbia.
SVP The Bank of Baltimore (now Wells Fargo) Oct. 17,1978-Nov 20,1991
Responsible for the consumer lending division, with ten vice presidents
reporting, for various lending and servicing areas. The consumer lending
area consisted of credit cards, mortgage loans, home equity loans,
automobile loans, and home improvement loans. A member of the banks senior
lending committee that approved all loans above individual lending
authority for commercial loans.
AVCO Financial Services Inc.
February 1, 1972-Oct. 15, 1977
Managed financial services operations in North Carolina, Virginia,
Delaware, and Maryland. Initially hired as a manager trainee and promoted
to manager in April 1974
Education
Masters of Business Administration, 1984
Loyola College, Baltimore, MD
Concentration: Accounting
Bachelor of Arts, 1971
Mars Hill College, Mars Hill, NC
Major: History Minor: Economics
Professional Involvement
Member of the Executive Committee of the Consumer Credit Counseling
Services of Maryland and Delaware 1990-2010 former Chairman.
Board Member of the National Home Equity Lending Association
Member of Mortgage Bankers Association
Member of the National Mortgage Brokers Association
Member of the National Reverse Mortgage association