Sales Manager
Resume:
JAMES TUBERTY
**** ***** ****; Johns Island, SC *9455
*****.*******@*****.***
. ..
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OBJECTIVE: To pursue a position where I can utilize my prowess in
finance and underwriting to benefit a company; I would be an asset in
helping the company enhance its performance by pulling from previous
education and experiences to make difficult decisions that will
improve its standing in its industry
EMPLOYMENT
JD BYRIDER, CONSUMER CREDIT ANALYST Columbus, OH
October 2010-Present
* Underwrote
over 300 auto
finance
applications
by using a
combination of
interviewing
the applicant
and utilizing our customized risk evaluation tool to approve
or reject the applications
* Contributed to
the addition
of more than
$4 million
into the store
portfolio by
underwriting
or closing
over 500 new auto loans
* Pursued sales
opportunities
that turned
into financed
auto loans by
following up
with customers
who
originally did not meet financing requirements or did not
purchase when approved for financing
* Maintained a
portfolio that
had a 250
basis point
discount to
the rest of
the company in
premature
defaulted on loans
US BANK, IN-STORE BANKER Columbus, OH
August 2009-October 2010
* Opened more
than 200
deposit
accounts and
accountable
for sales,
service
activities,
and resolving
complex account issues at an in-store branch
* Took over 75
credit
applications
and
established
new lines of
credit, cross-
sold bank
products and
services, and complete teller transactions
* Performed as
the top banker
in the
district and
sustained a 25
percent
premium over
the next top
performer in 3Q 2010
* Proactively
sought after
new customers
through forms
such as in-
store
marketing and
prospecting
WELLS FARGO FINANCIAL, CREDIT MANAGER Westerville, OH
July 2008-February 2009
* Managed credit
of individuals
by
transcribing
more than 100
credit
applications
and using them
to
place subprime customers into installment loans, via real
estate and auto loans, from revolving credit
* Generated
plans to
optimize
reductions in
monthly
payments and
curtail the
duration of
existing
loans
* Instructed
newer team
members on how
to implement
financial
plans that
would maximize
benefits
for customers after taking the credit application
EDUCATION
OHIO UNIVERSITY, Athens, OH
September 2004-June 2008
* Bachelor
Degree in
Finance
3.5 GPA
* Dean's List;
March 2008,
June 2007,
June 2006,
March 2006,
November 2005
* Student Equity
Management
Group; Head
Analyst
o Utilized thorough research to present equities that were
purchased in the portfolio and approved by the University
Endowment Board
o Intense program giving advanced business students the
opportunity to invest more than $1 million of the Ohio
University Endowment Board's money into the equity markets
SYSTEMS/APPLICATIONS
* Microsoft
Office;
Proficient in
MS Excel, MS
PowerPoint,
and MS Word
* Developed
skills with
Bloomberg,
Reuters
Knowledge
* Proficient in
Adobe
Photoshop CS,
ImageReady,
and Visual Web
Studio
Contact this candidate