Human Resources Quality Control
Resume:
Michael J. Peake
West Chester, OH 45069
C- 513-***-****
*******@*****.***
www.enhancedfitnessmanagement.com
www.getfitnessclubs.com
Thank you for taking the time to review my resume. As you will see, I
have a strong and varied career history and can offer a wide range of
expertise to you. Recently, my business partner and I have started two
successful businesses (Enhanced Fitness Management and Get Fitness) where I
ran the back end operations ranging from tracking budgets, processing
payroll and performing human resource duties. I wrote and implemented the
employee handbook, created the employee benefits plan and worked hands on
with the construction teams who built our fitness club in Largo, FL. Since
our business has taken off, I have stepped back from my role as Director of
HR and have handed it over to our newly created back office. This allows
me to pursue a career with your company and lend my talents to your team.
EMPLOYMENT HISTORY
Co-Owner and Director of Human Resources 11/2008 to Present
Enhanced Fitness Management LLC
Get Fitness Clubs
Perform Human Resources duties such as implementing
hiring/termination practices, 401k/retirement plans, health
insurance plans, and workers compensation plans.
Wrote and implemented the EFM Handbook.
Calculate and track payroll for EFM employees.
Opened state of the art Express Fitness Club in Largo, FL called
Get Fitness in Jan 2010.
Opened 2nd state of the art Express Fitness Club in Daytona, FL
March 2010
Loan Underwriter 9/2005 to 9/2006 & Mortgage Loan Officer 9/2006
to 7/2008
U.S. Bank
Underwrite Home Equity loan applications from over 350 branches.
Review financial documents, including pays tubs, tax returns,
bank statements, personal financial docs, etc. to determine debt
to income ratios and repayment ability.
Review appraisals and property reports to determine collateral
qualifications.
Consistently exceed department requirements for Units Per Hour
and quality control percentages.
Originate the sale of residential home mortgages for home
purchases and refinances. Gather documentation and personal
information needed to qualify mortgage applications.
Market myself and build lasting relationships with consumers,
realtors, and builders.
Close an average of 1 million dollars of originated mortgages
per month.
Settlement Officer 8/2003 to 9/2005
American Home Mortgage
Perform quality control on mortgage loan closings, including VA,
FHA, NCHF, KHC, and Conventional purchase (including new
construction and mobile homes) and refinance loans.
Prepare the closing docs to be sent to the Settlement Company
either by email or overnight packages (Average of 35-45 loan
closings per month).
Disburse funds for the closed loans and post close the files
once they have funded.
Act as a liaison between the loan officer, processor,
underwriter, borrower, and settlement agent.
Senior Mortgage Processor 2/2003 to 8/2003
Sun Mortgage Inc.
Processed and closed a pipeline of 25-35 loans per month.
Ordered title searches (assisting title companies in clearing
title conditions), appraisals, payoffs, and subordination
agreements.
Reviewed Loan files for compliance accuracy and prepare files
for submission underwriter.
Cleared conditions received from underwriters.
Coordinated loan closings with the title companies, lenders and
borrowers.
Reviewed HUD's for accuracy and prepared closed loan file for
auditing.
Consumer Loan Underwriter II 4/2001 to 10/2002
U.S. Bank
Underwrote over 700 loan applications from over 350 branches.
Approved over 8 million dollars in loan apps per month
consistently maintaining top production numbers for the direct
lending department.
Ordered and reviewed title searches for home equity loans while
dealing directly with title insurance companies aiding in lien
perfections.
Review Tax returns, W-2's, and personal financial statements.
CERTIFICATIONS
Certified Personal Trainer
Certified Sports Nutritionist
Certified Health Club Manager
EDUCATION
University of Cincinnati School of Business - Associates Degree
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