Specialist Home
Resume:
Quinton Freeman
Wake Forest, NC 27587
919-***-****/673-9710
E-mail: abgqgt@r.postjobfree.com
Summary of Experience
Expertise involves analyzing financial information such as consumer credit
and pay history as well as consumers financial obligations. It is through
these experiences that being a team player and dedication has become top
priority. It is also imperative to obtain a position with a progressive
company which allows for career growth potential.
EDUCATION:
University of Phoenix
June 2013 B.A. in Finance/Business Administration
WORK EXPERIENCE:
Consumer Loan Underwriter II - Delegation B
Wells Fargo Home Mortgage
01/2011 - Present
Raleigh, NC
* Responsible for reviewing, analyzing, approving and underwriting moderate
individual consumer requests and products within company and industry
guidelines.
* Dependent on division, functions may include evaluating and ensuring
overall loan documents are accurate, complete, and compliant
* Reviewing of financial statements, credit reports, applicable ratios
(i.e. Debt ratios, loan-to-value) and other supporting documentation.
* Using an automated scoring system or traditional underwriting to
determine acceptability of moderate requests
* To meet with customers face to face at Home Preservation Workshops and/or
contact customers and partners to gather information to make appropriate
decisions, explain rationale behind credit decisions, and/or to
sell/promote line products
* To stay abreast of any changes in underwriting provisions & working with
production to resolve questions when possible.
Home Preservation Specialist
Wells Fargo Home Mortgage
03/2009 - 10/2009 & 01/2010 - 01/2011
Raleigh, NC
* Gather & analyze information such as credit reports, paystubs, tax
returns, bank statements, skip tracing, w2's and any other documents from
borrowers to determine modification qualifications and/or alternatives
* Correspond with borrowers, mortgage specialist, attorneys and/or title
companies to insure a proficient modification transition and also negotiate
delinquency alternatives
* Recover charged-off loans and filing legal actions & follow up on
liquidation of secured property & payment adjustments.
* Review closed files to verify if additional options are available in lieu
of foreclosure and/or short sale.
Post Closing II Specialist
Wells Fargo Home Mortgage - Contract w/Spherion
07/2008 - 03/2009
Raleigh, NC
* Set up & review government loan files (Fannie Mae & Freddie Mac) to
ensure accuracy & proficiency in the completion of documents
* Communicate with attorneys and title companies to obtain needed documents
to complete the reviewing process
* Prepared hard files of government loans once processing is complete to be
placed in file room
01/05-10/06
Post Closer I
Wachovia Mortgage Corporation
Raleigh, NC
*Obtain and review all documentation on closed loans as required to meet
delivery & investor guidelines
*Correspond with closing agents, title companies, and law firms to retrieve
outstanding documents on VA, Freddie Mac, Fannie Mae, Chase, PEL & HEL
loans
06/99-12/04
Collection Specialist Tier I & II
Wachovia Mortgage, FSB
Raleigh, NC
* Manage default accounts & determine a resolution plan by evaluating the
borrower's financial situation
* Review newly acquired loan documents to proactively suggest solutions to
prevent further default to the borrower
* Ensure compliance with investors, insurers, and regulatory guidelines on
Prime, Sub-Prime Loans
SPECIAL SKILLS:
Windows Xp, Power Point 7.0, IT Turbo, Common Functionality, Excel,
Microsoft Outlook Express, Lotus Notes, Web Track, Investor Services Work
Rules Website(Clara)
Contact this candidate