RESUME

*. Name in full : JANARDHANAN KOTTATHARAYIL

2. Mailing address : Madhavinilayam,Ariyallur.Po

Pin.676312(Malapuram Dist

Mob.Nos-956-***-****,949-***-****

3. Educational qualification : B.Sc-1974-Calicut university

& CAIIB

4. Age & Date of Birth : 62yrs- 5.1.1952

5. Languages able to read &

write : English,Hindi,Malayalam

talk : -- do-- Tamil,Kannada

6. Detauls of earlier employment/

Experience : Joined in Syndicate Bank as a Prob.Officer inthe

year 1975 after completion of B.Sc and worked as Asst.Manager and promoted to

Manager cadre during 1985.Retired on 31.1.2012 as Sr.Manager.I had the opportunity

to work in Advances portfolioeversince the early stages of my service apart from

Administration. Dealt with various categories of Advances such as

Mortgage,HousIng,Vehicle and SMEs.Recoveries of sticky loans were quite prominent

during those period.Since 1991 for 7yrs I was working in Audit& Inspection and I had

lot of opportunities to deal with fraud cases &Vigilence duties. I had the opportunity to

work in Treasury Management for 4yrs.

: After retirement I was working on contract with

Muthoot Finance as Audit manager for 1year

7. Location preferred for employment: Malapuram, Calicut, Kannur

8. Expected Salary : Rs20k to 23k

Ariyallur,

10.12.2014 Janardhanan.K