Ryan D. Linman

***** *** ***. *.

Des Moines, WA. 98198

360-***-****

A highly efficient, highly motivated professional seeking a challenging and

rewarding opportunity.

- Twenty years of finance and lending experience: Underwriter,

frontline originator and processor.

- Communicates and negotiates through problems to a positive

resolution.

- Management and supervision experience.

- Development and implementation experience.

Licensed Insurance Agent

Duane Sammons Insurance Center, Inc., Bellingham, WA. 03/2011 - 06/2012

Marketed and sold property and casualty insurance lines. Main

concentration in new commercial accounts. Cold called local businesses,

made appointments, quoted insurance lines best suited for business and then

made final presentation to decision. makers.

Account Executive

Senior American Funding, Inc., San Diego, CA. 07/2008 - 12/2009

Developed new territory in Washington state in the Reverse Mortgage

industry. Marketed within local senior associations and groups. Developed

relationships with prominent seniors and cultivated referral sources.

Produced loan applications according to Federal and State requirements.

President

Century Mortgage Group, L.L.C., Bellingham, WA. 06/1999 - 02/2008

Produced and implemented company lending policies. Worked closely with

development and construction companies in obtaining project financing

through both residential and commercial channels. Developed an extensive

knowledge of lending, underwriting guidelines, financial analysis and

procedures.

VP Mortgage Lending

National Merit Funding, Inc., Bellingham, WA. 07/1996 - 05/1999

Created and maintained wholesale lending relationships. Developed and

executed all company advertising and marketing efforts. Successfully

originated and closed conventional and commercial loans. Responsible for

hiring, managing and training loan officers, processors and support staff.

Wholesale Mortgage Account Executive

Barnet Bank/Loan America, Bellevue, WA. & Portland, OR. 03/1995 - 05/1996

Successfully set up wholesale lending relationships with mortgage bankers,

brokers

and credit unions. Developed marketing and sales approach for new

territory. Created niche loan products through existing FNMA and FHLMC

commitments. Assisted

with underwriting loan applications. Seen as an independent worker,

extremely knowledgeable in FNMA, FHLMC and non-conforming loan products.

References upon request

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