RESUME
Ronald M. Wallace
xxx-xx-****
********@***.***
Professional Experience
U.S. Department of Housing and Urban Development, Atlanta HOC, Atlanta, GA
Director, Processing and Underwriting Division
Grade GS-11101-14
Oct 18, 2010 - Oct 19, 2012
Work Schedule 9am - 5pm plus additional hours as needed
Directed six supervisory staff who managed the professional, technical and
clerical staff required for the production and management aspects of the
Processing and Underwriting Division (PUD). Current PUD staff is 62.
Responsible for the management, administrative and technical direction of
the Processing and Underwriting Division and is fully accountable for all
aspects of the activities and functions assigned. I have access to
sensitive HUD systems, which rate at a sensitivity code of 3 and 4.
Responsible for overseeing the preparation and administration of all
contracting functions within the PUD to ensure the prevention of waste or
mismanagement of funds. Participates in or directs conferences with
developers, appraisers, inspectors, architects, Direct Endorsement (DE)
lenders, and various real estate organizations with regard to HUD/FHA
requirements and procedures. Responsible for the implementation of
mortgage credit and valuation requirements for all single family program
applications. Also responsible for other program functions such as
procurements and contract management. Speaks for and represents the
Homeownership Center and the Department in industry and public meetings.
Informs mortgagees, mortgagors, developers, and the public on the technical
phases of approval and underwriting activities. Provides interpretation of
mortgagee letters, code of federal regulations, and HUD handbooks to the
lending community and general public.
National Community Renaissance, Rancho Cucamonga, CA
Project Manager
November 4, 2004 - October 17, 2010
Work Schedule 9am - 5pm plus additional hours as needed
The Project Management Department at National CORE is the bridge between
the Business Development and Construction. A National CORE Project Manager
is responsible for coordinating and closing the acquisition/purchase of
assets, coordinating pre-development activities, and assisting with the
coordination process during the construction phase. Responsibilities
included financial analysis to determine project feasibility; creation of
budgets to include total development cost; underwriting analysis and
preparation of applications to obtain various forms of financing including
HUD 221(d)(4), HUD 221(d)(3), HUD 223(f), HUD 223(A)(7), Tax Credits, HUD
CDBG funds, HUD HOME Funds, AHP, tax-exempt bonds, construction loans,
conventional permanent loans and other forms of funding. Provided
interpretation of HUD multifamily mortgagee letters, code of federal
regulations, and HUD handbooks to executive staff and agency board members.
Engaged and reviewed all third party reports. Also responsible for
coordinating all related closings and overseeing the project as a whole to
assure a successful outcome.
Housing Hope, Everett, WA
Housing Developer
November 2, 2000 - November 20, 2004
Work Schedule 9am - 5pm plus additional hours as needed
Collaborated in the conceptualization of new housing projects. Wrote grant
proposals and supported fundraising efforts for new housing projects.
Oversaw the development of new housing, including site search, feasibility
analysis, design, construction, and transition to property management
program. Provided technical assistance to other agencies, churches, or
groups interested in creating low-income housing consistent with Housing
Hope strategic work plan. Assisted in formulating budgets and implementing
budgets as approved and adopted by the Board of Directors. Provided input
for evaluation of housing development, formulated proposed short- and long-
term plans and implemented projects within the strategic and operating plan
of the agency. Responsibilities included financial analysis to determine
project feasibility; creation of budgets to include total development cost;
underwriting analysis and preparation of applications to obtain various
forms of financing including HUD 221(d)(4), HUD 221(d)(3), HUD 223(f), HUD
223(A)(7), Tax Credits, HUD CDBG funds, HUD HOME Funds, AHP, tax-exempt
bonds, construction loans, conventional permanent loans and other forms of
funding. Provided interpretation of HUD multifamily mortgagee letters,
code of federal regulations, and HUD handbooks to executive staff and
agency board members. Engaged and reviewed all third party reports. Also
responsible for coordinating all related closings and overseeing the
project as a whole to assure a successful outcome.
City of Seattle, Seattle, WA
Grants Coordinator (Temp Position)
June 10, 2000 - August 10, 2000
Work Schedule 9am - 5pm
Provided analysis and interpretation of various regulations and
requirements pertaining to the CDBG Program and other community development
programs to agencies, organizations, consultants, city staff, and the
public. Conducted research as necessary and as determined by the CDBG
team, using primary and secondary sources such as program regulations, HUD
opinions, memoranda, and local and state precedents. Served on CDBG team
in the following central CDBG functions: developing and implementing new
or revised systems and procedures for Block Grant Programs; determining
project eligibility; reviewing program plans; developing and locating and
interpreting demographic data. Conducted monitoring visits of CDBG funded
projects. Evaluated performance and if necessary, follow up on areas of
concern.
WMF Huntoon Paige, Los Angeles, CA
Senior FHA Underwriter/Assistant Vice President
January 12, 1998 - May 30, 2000
Work Schedule 9am - 5pm plus additional hours as needed
Reviewed and approved preliminary loan analysis prior to engagement of new
loans. Scheduled, directed, and monitored the preparation and submission
of assigned FHA Multifamily loan applications to HUD. Engaged and reviewed
all third party reports. Prepared all FHA underwriting forms and
underwriting narratives to include mortgage credit analysis. Coordinated,
scheduled, and participated in pre-application conferences and meetings
with HUD. Reviewed all FHA firm commitments, prepared appeals and
negotiated solutions with HUD and clients, assisted in FHA closing process.
Responsibilities included financial analysis to determine project
feasibility; creation of budgets to include total development cost;
underwriting analysis and preparation of applications to obtain various
forms of financing including HUD 221(d)(4), HUD 221(d)(3), HUD 223(f), HUD
223(A)(7), Tax Credits, HUD CDBG funds, HUD HOME Funds and HUD 232 .
Analyzed and interpreted policies and procedures from sources including the
Federal Register, Code of Federal Regulations, Department of Housing and
Urban Development, various city land use codes, and other government
regulations. Identified gaps in financing and developed and solicited
tools from other WMF Group lending sources to complete financing
transactions. Conducted inspections of new construction and substantial
rehabilitation projects. Provided interpretation of HUD multifamily
mortgagee letters, code of federal regulations, and HUD handbooks to
potential borrowers and general public.
U.S. Department of Housing and Urban Development, Seattle, WA
Multifamily Housing Representative
Grade GS-11101-12
June 4, 1991 - January 10, 1998
Work Schedule 8am - 4pm
Provided technical assistance and information regarding all FHA insured
loan and grants programs to applicants, lenders, nonprofit agencies and
others as appropriate, via written or verbal communication. Programs
included HUD 221(d)(4), HUD 221(d)(3), HUD 223(f), HUD 223(A)(7), HUD
202/811, and HUD 232. Reviewed and monitored incoming application
materials to ensure that exhibits were complete and correct and could be
reviewed by other HUD staff. Generated appropriate and application
product, e.g. SAMA letters, Conditional Commitment, Firm Commitments and
other general correspondence. Consistently led development team in meeting
management plan goals and timelines. Analyzed and interpreted policies and
procedures from sources including the Federal Register, Code of Federal
Regulations, Department of Housing and Urban Development, Mortgagee
letters, HUD handbooks, city land use codes, and other government
regulations. Identified gaps in financing. Conducted inspections of new
construction and substantial rehabilitation projects. Was member of the
Multifamily Insurance Applications Fast Track Processing Team, which was
the program precursor to the MAPS processing.
United States Army
June 1983 - June 1991
Battalion Operations/Intelligence Officer
Rank - Captain, 80th Ordnance Battalion, Fort Lewis, WA
Aide-De-Camp
Rank - First Lieutenant, HHC 5th Infantry Division, Fort Polk, LA
Support Platoon Leader
Rank - First Lieutenant, 1/61st Infantry Battalion, Fort Polk, LA
Company Executive Officer
Rank - First Lieutenant, 1/61st Infantry Battalion, Fort Polk, LA
Platoon Leader
Rank - Second Lieutenant,1/61st Infantry Battalion, Fort Polk, LA
Squad Leader
Rank-Sergeant,1/13th Infantry Battalion, Baumholder, West Germany
Education
Bachelor of Science Public Administration - 1978
Phillips University, Enid, Oklahoma
References
1. Debra Robinson
Deputy Director, Atlanta Homeownership Center
U.S. Department of Housing and Urban Development
Five Points Plaza, 40 Marietta Street
Atlanta, Georgia 30303
2. Gary Alex
National Director, FHA Lending
Enterprise Community Investment, Inc.
6340 Sugarloaf Parkway, Suite 200
Duluth, Georgia 30097
3. Bill Spivey
Partner, Wright, Lindsey & Jennings LLP
200 West Capitol Avenue, Suite 2300
Little Rock, Arkansas 72201
4. Welton Smith
Sr. Vice President, Development
National Community Renaissance
9065 Haven Avenue, Suite 100
Rancho Cucamonga, California 91730
5. Cassius Butts
Regional Administrator, Region 4
Small Business Administration
233 Peachtree Street NE Suite 1800
Atlanta, GA30303