MICHAEL LANGFORD
**** ******* **** 832-***-**** (Cell)
Houston, TX 77036 **********@**.**.***
SUMMARY
Broadly experienced Consultative Sales Professional with over 20 years of
experience in the group insurance and employee benefits industry.
Expertise includes sales and account management of employee benefit plans
for all sized employer groups. Recognized as knowledgeable consultant who
always keeps clients needs in the forefront. Thoughtful, strategic problem
solver who identifies issues and develops workable solutions that
consistently achieve desired results. Naturally competitive and goal
oriented leader with excellent people skills who enjoys client interaction
and dealing with people on a day-to-day basis. Works through obstacles and
around barriers to get the job done. Key competencies include:
Group Insurance Sales Consulting Account Management
Strategic Thinking Sales Presentations Client Retention
Relationship Management C-Level Relations Revenue Focused
PROFESSIONAL EXPERIENCE
Principal Financial Group, Houston, TX 03/10-12/10
Vice President of Sales - National Accounts
Responsible for the sale of self funded medical programs and wellness
products/services through brokers and consultants in two new areas, Houston
and San Antonio.
. Developed and implemented an ongoing broker/consultant relationship
development program resulting in a substantial increase in potential new
business opportunities and two sales during first three months in
position.
. Represented company at various trade association conferences successfully
increasing company exposure to potential sources for new business.
. Developed comprehensive understanding of competitor capabilities which
allowed for targeted discussions with prospects about how Principal
Financials capabilities could best meet their needs.
United Healthcare Group, Dallas, TX 2006 - 2010
Director of Sales, United Retiree Solutions (2009 - 2010)
Responsible for the sale of URS group retiree medical products to employer
groups of all sizes. Sales were direct, through brokers/consultants and
through internal channel partners.
. Worked with sales and account management teams in six major UHC markets
to develop new business and upsell opportunities in their assigned books
of business.
. Developed broker/consultant relationships and sales opportunities in
multiple markets by creating an awareness of the solutions we had
available to address employer group Medicare issues; increased prospect
activity 20% in three months.
Strategic Account Executive - Major Accounts (2006 - 2009)
Relationship manager responsible for a self funded book of business
comprised of 10-12 employer groups with a total of 18-20,000 covered
employees.
. Worked closely with clients to understand their employee benefits
objectives and issues; assisted in developing practical strategies to
meet their objectives, both long and short term; consistently exceeded
objectives based on client feedback surveys conducted annually.
. Successfully developed relationships at the decision making level which
created opportunities to sell new medical and non-medical lines of
coverage; approximately $3 million in additional medical and ancillary
revenue annually.
. Maintained regular and ongoing communication with customers and
effectively presented company's value proposition versus competitors;
client persistency was consistently in excess of 90% annually.
. Received recognition nationally for being a top 10% performer in my
assigned role; based on overall book of business persistency and revenue
growth.
Great West Life & Annuity Insurance Company, Dallas, TX 2004 - 2005
Regional Sales Manager
Responsible for sales growth and business retention in North Texas and
Oklahoma. Focus on middle-market companies with 25-2,000 employees.
Managed staff of 25 sales, account management, and support personnel.
. Rebuilt and reorganized staff consistent with organization's goals for
the market.
. Brought the office to profitability, reestablished the company's
credibility in the market, and achieved 100% of goal for new business
development and persistency.
. Developed and successfully implemented training programs and support
activities for sales and account management staff.
Humana Inc., Louisville, KY 2001 - 2003
Director of ASO Development (Self Insurance)
. Served as liaison between corporate and field sales force to increase
sales of self-funded group medical business; ASO sales increased 40% over
three year period in a predominately fully insured organizational
culture.
. Worked with sales management, product development, underwriting and
marketing areas to develop training programs and more robust products for
field sales.
. Led sales strategy development and conducted training at various
locations throughout the country.
. Worked with local markets to assist in developing broker relationships
and creating awareness of self funded medical capabilities.
. Assisted in the development of product and pricing improvements to
increase market competitiveness.
. Developed rapport with internal functional areas throughout the
organization to increase awareness and support of ASO growth initiative.
General American Life Insurance Company, Chicago, IL 1985 - 2001
Regional Sales Vice President (1989 - 2001)
Responsible for new business development, retention, profitability and
growth. Managed a staff of 20 sales representatives, service personnel and
support staff. Managed annual budget of $2+ million.
. Named "Regional Sales Office of the Year" in 6 of 9 years the designation
was awarded
. Increased revenue by more than 300% and grew to largest office in the
country
. Exceeded new business and retention goals every year
District Sales Manager (1987-1988)
Responsible for new business production and retention. Managed 2 group
sales representatives and support staff.
. Second nationally in new business sales in 1987; 250% of goal
. Increased number of covered members by 220% in two years
Group Sales Representative (1985 - 1986)
Responsible for new business sales and retention of existing accounts
. Number one nationally in new business sales in 1986 for the Large Group
business segment; 300% of goal
EDUCATION
Bachelor of Business Administration, University of North Texas (UNT)
LICENSES
General Lines Agent - Life, Accident, Health & HMO - #1289355