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Employee Benefits Overview - ****

. Eligible employees at Spectorsoft Corporation are provided a range of

benefits. A number of the programs (such as Social Security, workers'

compensation, and unemployment insurance) cover all employees in the

manner prescribed by law.

. All employees are paid semimonthly on the 15th and last day of the

month. Each paycheck will include earnings for all work performed

through the end of the current payroll period. In the event that a

regularly scheduled payday falls on a day off (e.g., a weekend or

holiday), employees will be paid the day before the regularly

scheduled payday.

. Payroll Direct Deposit is an available option for all employees.

. Payroll deductions are made for standard withholding prescribed by law

and elective employee benefits such as health and dental insurance,

Health Savings account contributions and Simple IRA.

. Full time employees are eligible for the following benefits, 30 days

after their date of hire (except for the Simple IRA plan, which has a

60 day waiting period):

Vacation

Vacation time is accrued on a monthly basis at the following rate:

10 days per year (6.67 hours per month) for 0-4 years of

service

15 days per year (10.0 hours per month) for 5+ years of

service

Group Health Insurance - see Health Insurance Overview for premium

amounts

UnitedHealthcare -HDB/HSA plan

SpectorSoft Contributes 75% of Employee Only Premium

or 50% of Employee & Dependent Premium.

Effective 1st of the month following date of hire

Group Dental Insurance - see Dental Insurance Overview for premium

amounts

Guardian Life Insurance PPO Plan, Employee or Employee &

Dependent plans available

Group Life Insurance / AD&D

SpectorSoft provides life and AD&D insurance from The Lincoln

Financial Group at one times annual salary up to $150,000. This

benefit is provided at no cost to employees.

Holiday Pay

New Years Day Thanksgiving Day

Memorial Day Day after Thanksgiving

Independence Day Christmas Eve Day

Labor Day Christmas Day

Personal Day (floating)

Sick Pay

5 Days per year

Simple IRA Plan

2009: Employee contribution up to $11,500, Employer matching

contribution up to 3% of salary.

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