MUSSET THOMAS
***** **** ****** ***** ***. ***
Austin, TX 78726
Email: abg65t@r.postjobfree.com OR abg65t@r.postjobfree.com Phone :
512-***-**** Cell : (914) 438- 2229
SUMMARY
Meticulous, reliable, dedicated, hard working finance professional
motivated by economic added value creation for shareholders with over
ten years of solid experience in general accounting; proven expertise
in administration of financial policies, treasury management, payment
system, accounting, budgeting, forecasting, financial modeling,
seeking a position in a fast paced environment where the ability to
work collaboratively and individually, attention to detail and
excellent organizational skills will contribute to the success of the
organization. Willing to relocate if necessary
PROFESSIONAL EXPERIENCE:
Beta Financial Group, Bergenfield, NJ
2008 - Present
Senior Finance Consultant
. Provide tax planning and processing services to individuals and
small enterprises for 12 years
. Consulted with Embarcbiz in Hempstead, NY to develop a valuation
model used to forecast 5-year P&Ls, balance sheets, and cash flows
on target; conducted scenarios and sensitivity analysis of model for
each target; valued target's equity using model and concept such as
NPV, IRR, and WACC, presented results to executives
. Consulted as Controller with North Carolina Treatment & Services,
Inc, in NC to draft audit procedures so as to meet governing
compliance, participated in the evaluation of results; managed the
research and resolution of problem situations caused by the
application of authoritative accounting standards; managed the daily
administrative functions of the unit and supervised staff
Medical Resources, Inc., Bloomfield, NJ
2006 - 2008
Owner and operator fifty-nine diagnostic imaging centers located
throughout ten states Medical Resources, Inc. a leader in the
diagnostic imaging sector of the healthcare industry. Employees: 1100
Revenues: 300M
Senior Financial Analyst
. Key person responsible to prepare the external audit and supporting
schedules
. Prepared the company inclusive budget encompassing 59 centers in 10
states using advanced VBA programming; Presented consolidated
company budget to senior management citing material variances and
changes to current trends; adjusted actual capitation calculations
for monthly accurate payments
. Reviewed and analyzed supporting documentation for Capex by center
for business needs and presented annual consolidated Capex analysis
to CFO; assisted in complex calculations of Doctors, DSM, and RVP's
incentives
. Developed the 90-day cash flow projection - a check/ balance
reporting emphasizing discrepancies between the cash and cash
equivalents accounts from the balance sheet, cash flow statement and
GL, also tying the bank reconciliations and sub ledgers; reviewed
the monthly borrowing base and roll it to the Balance Sheet
. Developed new EBITDA, trend sales and collections analysis by region
resulting in elimination of nonproductive centers, thus improving
profitability; sales planning, reporting and analysis
. Provided financial analyses in a variety of contexts including
Markets transactions and domestic M&A
. Assisted in preparation of presentations for the Board, rating
agencies and investors, ROI and ROA
Liberty Travel, Inc., Ramsey, NJ 2005 - 2006
Senior Financial Analyst/ Senior Accountant
. Supervised the finance department and reviewed staff workflow;
analyzed requests for capital appropriations
. Overhauled areas of potential risk and exposure within operations
and developed procedures and techniques that delivered solutions
such as strategic reporting to eliminate domestic and international
duplicate payments
. Foreign currency exchange rates management, hedging; coordinated
payments to foreign vendors
. Tested new reports for consistency, completeness and accuracy before
their live promotion
. Developed, implemented, and enforced T&E policies and procedures
that reduced the expenses by $250K
. Daily flash cash reporting; supplied management with information
related to current accounting issues
. Weekly Profit shortage and Receivables reports eliminating systems
discrepancies saving the company $750K
Medco Health Solutions, Inc., Franklin Lakes, NJ
2004 - 2005
Business Analyst / Financial Analyst
. Prepared monthly closing and accruals entries at month end; bank
reconciliation; assisted with ensuring transaction-processing
systems are in accordance with Medco policies and procedures;
prepared and compiled of information utilized in the Quarterly SEC
reporting, and Annual SEC filings; trial balance reconciliation
. Developed departmental SOPs for SOX compliance and tested outcomes
for processes efficiencies
. Monthly Accounting/System Analysis Reporting; acted as liaison
between AP department and IT Group; supporting any required testing;
production issues, system reports and enhancements; prepared the
Annual 1099 reporting including the Boards'. employee's productivity
for annual review and evaluation purposes
. Assisted in the development of comprehensive measurement systems
like benchmarking, effectiveness
. Heavy reconciliation; reviewed millions dollars weekly ACH financial
payment transactions for accuracy
Markwins Beauty Products, Inc., North Arlington, NJ
1998 - 2003
Finance Manager/International Accounting Manager
2001 - 2003
. Prepared the Company's budget with subsidiaries along with all the
supporting schedules; reviewed actual expenses and analyzed
significant variances noting the anticipating impact on
profitability
. General ledger journal entries, bank reconciliation, cash
reconciliation, bank relations
. Prepared Gross Margin analysis and complex financial analysis
including cost-benefit for senior management
. Analyzed daily, monthly gross margin depicting relevant issues and
advised Cost Dept; Intercompany JE
. Active member for the finance department during systems tables
conversion into JD Edwards
. Led development/implementation of a new inter-co reporting structure
for newly acquired firms in Milan, Italy and Mexico City, in
conformity with FASB, GAAP and IAS rules; Elimination Journal
Entries
Junior Accountant promoted Financial Analyst then Staff Accountant /
Financial Analyst 1998 - 2001
. Daily flash cash reports, daily domestic/ international sales
reports. Costs & Commissions rates maintenance; GL Maintenance.
Reconciled AP and AR sub ledgers to the General Ledger
. Developed and implemented the expense report to track T&E expenses
by dept and by employee and a "Headcount" to assist payroll dept in
tracking and analyzing monthly changes in our 1000+ workforces
SOFTWARE PROFICIENCY:
MS-Dos, Windows 2000, 2007, 2010, Windows XP, Excel, Word, PowerPoint,
Access (Advanced), Acclaim, Visual Basics, C++, SPSS, SQL, Titan,
Oracle Financials, JD Edwards (Power User), Business Objects, FASTR
7.3, Hyperion, Computer Troubleshooting, Web, Etime, ADP PC Payroll
for Windows, Epicor, QuickBooks, FRX, OpenOffice.Org; fluent in
French; conversant in Spanish; strong interpersonal and presentation
skills
EDUCATION:
. FAIRLEIGH DICKINSON UNIVERSITY, Madison, NJ
Treasury Management Certificate
May -2011
. MERCY COLLEGE, Dobbs Ferry, NY
MS, in Banking & Finance
August -2008
Graduated with distinction
. NATIONAL TAX TRAINING SCHOOL, Mahwah, NJ
Federal Tax Planning Certificate
2003
. BLOOMFIELD COLLEGE, Bloomfield, NJ
BS, Major: Accounting
2001
PROFESSIONAL AFFILIATIONS: STUDENT MEMBER OF NJCPA, CPA & CTP EXAMS IN
PROCESS Notary Public
. DELTA MU DELTA Honor Society & ALPHA BETA GAMMA Honor Society
Teaching/Tutoring: Tutored financial accounting 101 & 102, Rockland
Community College