Roderick Leonard

**** ****** ******

Pensacola, Florida 32506

Tel: 786-***-****

abg5p4@r.postjobfree.com

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Bank Officer/Regulatory Subject Matter Expert

Seasoned auditor with a background in developing and managing quality assurance checklists. Advanced

financial modeling skills for credit verification, cash flow analysis, income valuations (IRR) and balance

sheet computation. Extensive background in Bank Security, loss prevention, employee embezzlement,

internal audit controls, vault and ATM balancing procedures, video surveillance, alarm testing and

robbery prevention. Seasoned Security Officer with Advanced Interrogation Techniques, Forensic

Accounting, and Information Technology Assessments for ACH, EFT, Remote Wire, Remote Deposit,

Teller Access, Underwriting Audits and Seasoned Criminal Investigator with experience in Arson, Loan,

Deposit, Check and Securities Cases. Experienced in developing operational procedures for annual

security audits, recoveries and trend analytics. Proven skills for creating Enterprise Risk Management

Compliance Programs which obtained satisfactory ratings for Federal and State Examinations, for

Consumer Compliance, Bank Secrecy and OFAC audits within six months.

Area of Proficiency

Experienced in all phases of credit evaluation and security compliance

• Created operational procedures for weekly processing of multi-million dollar currency exchange

with correspondent banks which increased operational revenue

• Develop armored car operational procedures and policies for cash delivery to gold smelters,

money service business and branches for REPO investments

• Enhanced security procedures for alarm testing, key logs, video and audio surveillance

• Create audit procedures for employee embezzlement, surprise cash counts and employee access

• Generate risk based employee background checks and develop interrogation techniques with HR

• Manage library, electronic files, board reporting and staff of five direct reports

• Work with couriers to amended routes for branch delivery and negotiate insurance contracts

Education

Masters of Science in Finance-Florida International University, Miami, FL

Bachelor of Science in Finance-University of Florida, Gainesville, FL

Bachelor of Arts in Political Science-University of Florida, Gainesville, FL

Career Highlights

Consulting Auditor

2000-Present

Negotiate multimillion dollar energy and timber leases for family based enterprise

Develop cash flow projections for statement of income and cash flows for investment opportunities

Audit asset production in comparison to income for accuracy to ensure against loss prevention

AVP Consumer Compliance and Bank Security and VP BSA Officer-Multiple Institutions

July 2005 through March 2010, Florida

Assist in managing multi-million dollar CRA program composed of lending and investments

Recovered in excess of one million dollars in loan and deposit fraud transactions via legal cases

Created BSA/OFAC Program in response to federal enforcement action within six months

Develop procedures for ATM balancing, annual Security Report, vendor management and IT protocols

Financial Analyst/Examiner I and II-State of Florida

November 1998 through November 2004, Florida

Supervise work progress of personnel and make reports to Regional Director

Team leader for fraud investigations, provide expert testimony for criminal and administrative cases

Exam records of financial institutions, respond to consumer complaints, review compliance requirements

for: RESPA, HMDA, FHA, VA, Fannie Mae, Freddie Mac, Regulation AA, Regulation B, Regulation C,

Regulation Z, Insurance determinations, BSA, OFAC, Federal and State Codes

Examine money service businesses, funeral service providers and auto dealerships for compliance

Bank Compliance and Security Training

SAFE ACT and National Licensing Requirements, FAMB, Miami, FL 2010

Detecting Counterfeit Instruments, Organized Retail Theft and EFT Fraud, Miami, FL 2007-2010

CRA and Truth in Lending Compliance-American Bankers Association, Orlando, FL July 2009

Minority Deposit Compliance Conference-FDIC and Federal Reserve Bank-Miami, FL August 2007

BSA School-FBA (Florida Bankers Association)-Orlando Fl 17.75 CRCM October 2005

Deposit Consumer Compliance School-Orlando, FL 19 CRCM Credits- April 2005

Structured equity product strategy -FIBA Bear Stearns Miami, FL March 2005

Florida Deposit Account Administration -FBA Miami, FL March 2005

Improving business continuity in financial services-Miami, FL March 2005

CRA/HMDA- Revised South Florida Compliance Association- Miami, FL February 2005

Anti Money Laundering & US Patriot Act Compliance- FIBA Miami, FL November 2004

FACT Act-South Florida Compliance Association- Miami, FL December 2004

References

Available Upon Request

Contact this candidate