STRENGTHS

Mortgage Underwriting

Loan/Account Origination

Supervision/Leadership

Customer Service

Needs Assessment

Savings/Loan Management

Communications

Data Input

Direct Loan Closings

Private Mortgage Insurance

Staff Training/Development

Problem Solving

Teller Operations

Deborah F. Finn (Schaefer)

5362 Kasemeyer Bay City, MI 48706

989-***-**** abg40h@r.postjobfree.com

FINANCE/BANKING MANAGEMENT PROFESSIONAL

Sr. Mortgage Underwriter

AmeriHome Mortgage Corporation, Flint, MI

2011

Development and Implementation of process and procedures for retail and

correspondent lending. Underwrite conforming and government loans (FHA-DE,

VA-SAR, and USDA) for retail lending. Data Integrity for automated

underwriting systems Desktop Underwriter, Loan Prospector and GUS. Private

mortgage insurance delegated underwriting authority (MGIC, Radian & PMI).

Perform Quality Control reviews for Correspondent lending.

Mortgage Underwriter

The Lending Factory, Bay City, MI 2008

- 2011

Perform underwriting for conforming and government loans - FHA and USDA for

wholesale and retail lending. Provide Data Integrity for automated

underwriting systems Desktop Originator and GUS. Private mortgage

insurance delegated underwriting authority MGIC. Work with loan

originators, brokers, processors and closer.

Mortgage Underwriter/Supervisor

Independent Bank Corporation, Bay City, MI

1991 - 2007

Supervised underwriting, processing, and closing staff. Performed

underwriting for conforming, non-conforming, portfolio, and government

loans (FHA, VA, USDA, and MSHDA). Provided data integrity for automated

underwriting systems Desktop Underwriter, and Loan Prospector. Private

Mortgage Insurance delegated underwriting authority (MGIC and GE). Worked

with the implementation of company's FHA training materials and

certification program. Trained/mentored new loan officers, underwriters,

and processors.

*Additional employment as Loan Officer-Assistant Vice President (mortgage,

new construction, home equity and consumer loan applications), Savings/Loan

Clerk-Acting Assistant Manager, Savings Clerk, Loan Clerk, and Teller.

EDUCATION

Job Training

Construction Loans Evaluating Borrowers' Credit Evaluating Self-

Employed Borrowers Appraisal Review

Delta College & Institute of Financial Education

Residential Mortgage Lending Real Estate Law Real Estate Principals I &

II Introduction to Savings Association Business Consumer Lending

Contact this candidate