ANNETTE OZIER-HARRIS

***** *** ******** ****. ********, CA 92563, 951-***-****, abg12x@r.postjobfree.com

EXPERIENCE SUMMARY

Sharp, experienced, motivated, goal oriented, reliable administrative professional with an extensive history working in fast -

paced environments demanding strong organizational, technical, and interpersonal skills. Trustworthy, ethi cal and discreet,

committed to exceptional work. Confident and poised in interactions w ith individuals at all levels.

EDUCATION AND TRAINING

Mt San Jacinto College

California Real Estate License

Currently studying for B.A. in Business Administration

EMPLOYMENT EXPERIENCE HIGHLIGHTS

Real Estate Agent/ Mortgage Loan Officer

Assist in the process of buying and selling real estate for clients. Help buyers find the appropriate property that meets the ir

needs and financial resources.

Work with title or escrow companies, lenders, home inspectors, and pest control operators.

Proactively develop and maintain realtor and other valuable, continuous sources of business relationships within a g iven

market while simultaneously seeking out prospective buyers.

Thorough knowledge of lending regulations, loan requirements and general finance. Ability to read and evaluate credit

reports as well as familiarity with mortgage products and process.

Responsible for establishing and maintaining quality referral sources and for minimizing lending risk by developing a

thorough awareness of business practices of referral sources.

Analyze various loan requests and responsible for packaging loans to meet lender’s standards maintaining consistent

communication flows throughout loan process, with all involved parties to ensure timely appraisals, credit decisions,

funding and to expeditiously resolve all issues and questions.

Responsible for obtaining all pertinent applicant generated information needed to ensure the prompt and efficient

processing and funding of all loans.

Interview applicants to collect information concerning their financial needs, objectives and status. O btain and analyzes

pertinent financial and credit data.

Originate acceptable and well-documented residential mortgages and home equity products through contacts with

realtors, brokers, builders, and developers.

Heath Care/Administrative/Accounting Support

Liaison between corporate and branch office in functions such as human resources, payroll processing, accounting

(AR/AP), and company programs, policies and communications.

Coordinated and managed multiple priorities and projects including reception/general o ffice duties, collections, worker’s

compensation, general ledger reconciliation. Processed expense reports, purchase orders, statements, receipts, vendor

invoices, new employee hiring, maintaining employee records, salary changes, vacation/absenteeism rep orts, and

performance appraisals.

Exceptional PC literacy skills to include – Internet, Windows 98/2000/XP, PowerPoint, Excel, Microsoft Outlook, COINS.

Experience with Peachtree and QuickBooks.

EMPLOYMENT HISTORY

REAL ESTATE AGENT/MVP REAL ESTATE & INVESTMENTS, TEMECULA, CA (05/08-PRESENT)

PERSONAL BANKER/ BANK OFAMERICA, SUN CITY, CA (08/06-05/08)

MORTGAGE LOAN OFFICER/ JP MORGAN CHASE, TEMECULA, CA (02/06-08/06)

MORTGAGE LOAN OFFICER/, Home loans, Inc, Canyon Lake, CA (10/04- 02/06)

REAL ESTATE TRANSACTION COODINATOR, Monica Hill @ Reliable Realty, Murrieta, CA (07/03-10/04)

FINANICAL COUNSELOR/FUNDER, Children’s Hospital, San Diego, CA (09/01-07/03)

FINANICAL COUNSELOR/ADMIT REPRESENTATIVE, Tenet Health Care, San Diego & Murrieta, CA (10/98-09/01)

SECRETARY, Total Renal Care, Temecula, CA (04/96-10/98)

ACCOUNTANT CLERK, San Diego Trust & Savings, San Diego, CA (01/91-11/95)

REFERANCES;

Available upon request

Contact this candidate