High School Insurance

Sueyuan Talton

Cell: 469-***-****

*********@*****.***

Objective: To obtain a challenge and exciting position with a strong organization that provides

opportunities for personal growth and career advancement enhancing my professional skills.

Experience:

Small Business Administration – (01/2012 – 04/2013)

Underwriter

• Underwrite and process Home, Business, and Economic Disaster Loans

• Analyze Federal Income Tax Returns/IRS transcripts to determine cash flow

• Determine debt to income ratios based on SBA policies

• Evaluate Credit and Dun and Bradshaw reports

• Underwrite files within established review times, typically 48-72 hours or less

• Recognized credit exceptions and if appropriate listed compensating factors that mitigated

risk

• Identified excessive risk, fraud or misrepresentation in the mortgage loan transaction

• Review Loan application to ensure completion and accuracy according to policy

• Used DCMS system

Bank of America - (09/2009 – 12/2011)

Loan Processor

• Processing Loans

• Tax Analysis

• Credit Reports

• Debt to Income Ratio

• Making sure all docs are in and correct

• Preparing file for the underwriter

• Preparing file for closing

Fannie Mae Dallas - (07/2008 – 08/2009)

• Reviewed income, assets, appraisals and credit reports

• Verified income, homeowners insurance, payoff information, and title commitments

• Scheduled closings with title companies and attorneys

• Requested fees and prepared settlement statements

• Prepped closing docs before sending packages to title companies or attorneys

• Processed FHA, VA,and CONV Loans

Wachovia Mortgage Addison, TX (01/2006 – 06/2008)

• Approved 30 – 40 on a weekly basis using LP, DU, and Pugo Systems making sure the loans

were meeting the guidelines.

• Making sure all that was required from the borrower was sent in so that the loan could be

worked and put into closing

• Always had direct contact with the MC as well as the borrower.

• The loans were always refinanced or purchase loans.

• Processed FHA, CONV, and Commercial Loans

Countrywide Mortgage, Plano, TX (08/2003 – 01/2006)

• Approved 20-30 loans on a weekly basis. Using an LP, DU, and DE system. Make sure that the

loans meet the investor (FNMA, FHLMC) and company guidelines for FHA, VA, and CONV

loans.

• Review income, assets, appraisals and credit reports on a daily basis.

• Verify income, homeowners insurance, payoff information, and title commitment on a daily

basis.

• Schedule closing with title companies and attorneys on a daily basis. Request fees and prepare

settlement statement on a daily basis.

• Prep closing docs before sending the package to the title or attorney office.

Education

• Baton RougeCommunity College - LA - General Studies/Certified

Pharmacy Tech - 2004

• Nursing Association of New Orleans, LA - 2001

• Warren Easton High School - 1992

Skills

Type 45 wpm, 10-key by touch, Microsoft Word, Excel, Lotus Notes, Word Perfect, AS400,

Quick Books, Reckon, Workflow, DTS, Group Wise, Microsoft Access, Microsoft Outlook

Contact this candidate