Analyst Customer

Rodney Bernard Velasco

*** ******* **** #***

Brooklyn, NY 11212

917-***-**** cellular

************@*****.***

Objective: To obtain a position in a company in which I can utilize 18+

strong years of Internal Auditing, AML/KYC/BSA compliance

monitoring/remediation, Sarbanes-Oxley/Basel II compliance, capital

markets, SAR Reviews/SAS 70, and senior level accounting experience.

Summary of Qualifications:

. Daily reconciliations of bank accounts, derivatives, balance sheet and

analysis of P&L

. Monitoring and analysis of financial statements and mortgages

. Sarbanes-Oxley/SAS 70/AML/KYC/BSA remediation/investigations and

compliance analyst

. Monthly/quarterly/annual reports, capital markets, and loan defaults

. Develop internal control procedures and review accounting and

financial documents

. Interaction with asset management along with private investors

Professional Experience:

Royal Bank of Canada

AML/KYC/ Compliance Analyst

7/12-6/13

. Enhanced Due Diligence of customers applying further analysis and risk

determination based upon Know Your Customer (KYC)/AML investigations

. Writing of clear business documents, narratives and claims research

according to enhanced due diligence

. Research and obtain additional KYC information in order to bring the

customers to the agreed upon KYC standards and the writing of SARs

(Suspicious Activity Reports)

. Review information(FCPA) and assess risk of customer and document

correct risk rating or escalate to AML Ops for further investigation

if risk ranking is deemed outside of KYC standards

JP Morgan Chase

9/11-6/12

New York, NY

AML/KYC Specialist/Compliance Analyst

. Enhanced Due Diligence of Business Banking customers applying further

analysis and risk determination based upon Know Your Customer

(KYC)/OFAC Sanctions/AML investigations including LexisNexis and FT

Mon

. Research and obtain additional KYC information in order to bring the

customer to the agreed upon KYC standards and the writing of SARs

(Suspicious Activity Reports), review of Currency Transaction

Reporting (CTR) and PEP's (Politically Exposed Persons)

. Verification of business purpose/surveillance of transaction activity

to decide if wire and cash activity is normal and expected

. Review information(FCPA) and assess risk of customer and document

correct risk rating or escalate to AML Ops for further investigation

if risk ranking is deemed outside of KYC standards

. Records retention and risk convergence as a result of the enhanced due

diligence performed

Eisner, Amper, & Company, LLP

8/10-8/11

New York NY

AML/KYC/ Compliance Analyst

. Monitoring and surveillance of all transaction activity

. Answering inquiries and creating summaries of completed inquiries

. Assistance in the implementation of SOX internal controls and research

of FCPA,AML/KYC remediation/investigations, and OFAC Sanctions Review

. Writing of clear business documents and claims research

. Coordinate walkthrough tests to validate any area of risk

. Gathering documents and updating business requirements

Bank of NY Mellon

2/08-7/10

New York, NY

AML/KYC/Compliance Analyst

. Review of contracts narratives and completion of work papers in key

areas of risk and co-managed a group of 4

. Suspicious Activity Report/OFAC Sanctions/ PEP's (Politically Exposed

Persons)

. Assistance in the overview and implementation of AML/KYC/BSA

remediation/investigations

. Preparation of financial statements (profit and loss), stocks,

stakeholders equity and SEC regulatory reporting

. Review and completion of walkthrough documents during the audit

process

. Assist in developing recommendations for corrective action

plans/improvement, data integration and accruals

. Assistance in the implementation of Basel II risk recommendations and

risk convergence

. Review of the GAAP (Generally Accepted Accounting Principles)

guidelines

Deloitte & Touche

6/07-1/08

New York, NY

Senior Holdings Analyst/Audit Senior

. Review of narratives for specific areas of review

. Verification of SEC filings 10 Ks, 10 Qs, and confirmation of legal

entities

. Compilation of all relevant testing documents for walkthroughs and

audit completion

. Analyze and make corrections on financial reports and confirm holdings

. Daily profit and loss analysis of internal customer accounts

Citigroup

11/06-5/07

New York, NY

Sox Internal Audit/AML/KYC/Compliance Analyst

. Assist in developing recommendations for corrective action

plans/improvement and data integration

. Assistance in AML/KYC/BSA implementation guidelines

. Review of the due diligence process of testing procedures, OFAC

Sanctions and validation

. Conversations with process owners and VP's prior to SOX testing

. Real estate loan compliance Reg Z, Reg B, RESPA, FCRA, and HMDA

. Assist in developing recommendations for corrective action

plans/improvement and data integration

. Confirmation of SEC filings 10 Ks, 10 Qs for internal client business

. Perform internal control reviews in various business groups

JP Morgan Chase

8/03-10/06

New York, NY

Senior Accountant

. Daily reconciliation of all customer accounts

. Participation of all aspects of the month-end closing process

. Production of daily, monthly and quarterly reports

. Fund accounting reconciliation and analysis

Education: St. Augustine's College Raleigh, NC

< B.S. Accounting/Business Administration/Finance

< Master in Public Administration (further study)

< GPA: 3.4

Skills: MS Word, Excel, Power point, One source(KYC), World check(KYC),

Lexisnexis(KYC),FINRA(KYC), Oracle, Mantas, SAP, Platinum, Quicken, Quick

books, Peachtree, People soft, MAS 90 MAS 400, Bloomberg, CHIPS, Fed

wire/SWIFT/ Edgar on Line, Great Plains and JD Edwards

References: Available upon request

Contact this candidate