M ARGARET K. AKO-ADDO
Home 732-***-**** Cell 973-***-****
*******@*****.***
Career Summary
Mortgage Banking Closer with demonstrated skills in reviewing and preparing
documents for home loan closings in a deadline driven environment. Resourceful team
p layer with a proven ability to complete tasks with minimum supervision. Excellent
working with ti tle companies to ensure adherence to company’s procedures as well as state
and federal government regulations .
E XPER IENCE
JP MORGANCHASE, BROOKLYN, NY 2012 to Present
Mortgage Banking Closer/Funder
• Prepare and review critical closing documents for mortgage home loans.
• Verify the accuracy of closing documents to ensure that they are in compliance with
Lender guidelines and company’s internal policies and procedures.
• Review fee statements, ensuring it adheres to company as well as U.S.
Department of Housing and Urban Development’s regulations.
• Review signed closing documents to ensure accuracy and wire appropriate funds to
t i tle companies.
• Resolve any problems that occur during the closing and funding process.
JP MORGANCHASE, BROOKLYN, NY 2010 to 2012
T ransaction Processing Specialist
• Monitor securities lending to and from fi rms for accuracy while accessing and
m itigating operational and financial r isks.
• Verify and balance all securities lending t ransactions between fi rm and Depository
T rust and Clearance Corporation (DTCC).
• In teract frequently with different departments and line of businesses by providing
t rouble shooting and immediate problem resolution.
• Assist with other delivery and receipt of securities within the department.
Custodial T rust Company, P rinceton, NJ 1993 to 2009
(subsidiary of Bear Stearns Securities Corporation)
• Monitored, settled and balanced daily revenue between company and a central
depository (DTCC) within required t imeframe
• Promptly analyzed and adjusted clients’ accounts to accurately reflect day’s activit ies
d ue to various Corporate actions.
• Researched and resolved discrepancies with other firms, while maintaining a high
level of confidentiality of company’s and clients’ information.
EDUCAT ION
Kwame Nk rumah University of Science & Technology, Ghana, West Africa
(Bachelor of Ar ts) (verified by World Education Center)
Essex County College, Newark, NJ
Certificate, Operational Accounting