Manager Account
Resume:
Sheila Rocks
Corona, CA 92879
Phone# 714-***-****
ab9kig@r.postjobfree.com
Qualifications:
In the Industry since 1995. Experience consists mainly as a Sr. Loan Processor,
Sr. Loan Coordinator & Sr. Account Manager, Team Leader and Processing
Manager. My duties were as the first line of communication between Account
Executives, Brokers & Loan Officers in operations and outside banks. I have
excellent analytical, problem solving and conflict resolution skills. Also, effective
oral and written communication skills necessary to communicate with all levels of
internal and external associates. I have the ability necessary to gather and
interpret information to then implement developed and approved solutions. I am
responsible for reviewing, analyzing moderate to complex loans within company
and industry guidelines and Pre-underwriting. My experience extends in all
aspects of the mortgage industry, 1st & 2nd’s. Refi’s, Purchases, FHA, VA,
USDA, HARP and Conventional loans as well as Foreclosure, etc. I have 2.5
years of recent experience in Quality Control, such as assuring the validity of
documents received including the review of appraisals. I have experience in all
states WET and DRY, including extensive experience with Texas. I am very
aggressive in terms of my job and deadlines.
I have experience as a team leader; I work well as a team player and or on my
own with little or no supervision. I have experience in the following programs;
DU/LP, Calyx Point, Empower, Encompass, Prolender and Datatrac, Office, Word
& Excel, FasTrack (most recently processing - imaging systems related to
paperless processing).
Employment History:
Paramount Residential Mortgage Group, Inc.: 10/05/2010 – 10/29/2012: Salary:
$ 48,500.00
Title: QC Analyst, Location: Corona, CA
Quality Control Auditor; my duties as an auditor are detecting potential fraud and
or errors within the loan (Pre and post-closing). Each file is reviewed and
researched in depth ensuring the contents are within company and government
guide lines. All documents within the file focusing on income, tax returns, bank
statements and appraisals. Ensuring the validity and approved purchase loans
for government programs are not Non-Arms Length transactions (if not
allowable). This includes the review of the following; Conventional, VA, all FHA,
USDA and HARP. Also focusing on the insurability of all loans (this encompasses
wet and dry states).
Law Office of Norman Lewin, Esq. 02/2008 – 01/ 2009 Salary: $ 50,000.00
Title: Processing Department Manager/ Sr. Negotiator
Location: Lake Forest, CA. Loan Modifications
Working from my home office after closure of the actual office in Lake Forest, I
maintained a pipeline of 150 plus files, Creating client financial portfolios for
lender submission, Extensive client contact, Submitting work out packages to
lenders, Working financials, Negotiating with Loss Mitigation and REO depts.
with several banking institutions. Extensive foreclosure attorney contact.
Aggressive in obtaining extension of NOS and NODs. (Attorney no longer doing
Mods as of 01/01/09)
Contract Processing: Since 03/01/2007- 02/2008: Hard Money, A-Paper, and
Sub-Prime & FHA. Purchases, Refi’s, New Construction, Bail Outs, Short Sales
and Modifications.
Harbourton Mortgage Investment Corp. (Company Closure)
Job Title: Sr. Loan Processor/ Sr. Account Manager
Location: Irvine, CA Emp. Dates: 09/03/2006 to 12/20/2006
Account Manager/ Sr. Processor in the Irvine facility to process Texas loans.
Considered their "Texas Loan Specialist". Although I can proficiently handle both
WET and DRY states. I have experience in Prime and Sub-Prime, New
construction, Refi’s and Purchases. I reviewed and signed off PTD conditions
should they have met the required qualifications and the pre-review of appraisals.
Handled several Account Executives at one time as many up to 6 in which I kept
an open line of communication with at all times. As well as all broker accounts
related.
First Street Financial, Inc. (Company Closure)
Job Title: Sr. Wholesale Account Manager
Location: Irvine, CA
Emp. Dates: 10/12/2004 - 03/23/2006
Over site of several accounts with many brokers and working each file to its
funding status. Working with multiple Account Executives to keep an open line of
communication with broker accounts. Pre-underwriting new loans before
submission. Assisting brokers with many situations and questions that may arise
within the process of the loan functions. Verifying accuracy of documents
received, Pre-reviewing conditions for underwriting clearance. Internal
verifications for each file. Working Prime and Sub Prime. Assuring loans are
locked. Refi’s, New Construction Loans and Purchases. Multi-State. Fulfilled
funding conditions as needed.
Ameriquest Mortgage Corp. (Company Closure)
Job Title: Sr. Account Manager/ Sr. Loan Processor
Location: Orange, CA
Emp. Dates: 05/2002 - 09/2004
Pre- underwrote and Processed loans to their funded status. Reviewed
appraisals, conditions and income to assure the items submitted where
satisfactory to guidelines. Direct contact with Title and Escrow officers. Ordering
of title and escrow. Drew final loan documents and arranged for final signing.
Fulfilled all funding conditions as needed. Prime and Sub-prime. New
Construction, Refi’s and Purchases. Multi State
Investors Mortgage Funding, Inc. (Office Closure)
Job Title: Sr. Loan Processor/ Warehouse Line Coordinator
Location: Newport Beach, CA
Emp. Dates: 02 /2000 - 05/ 2002
Specialized in FHA loans, Processed in all aspects of Loans, Assistant to VP of
Southern California Branches. Assured all guidelines required by investors are
met in regards to the purchase of funded loans. Drew final
loan documents and the setup of document signing. Attended many educational
seminars with regard to FHA guidelines and state specific rules and
requirements. Prime and Sub-prime, New Construction, Refi’s and Purchases.
Multi State.
United Lending Group, Inc. (Company Closure)
Job title: Jr. Loan Processor & Senior Loan Processor
Location: Mission Viejo, CA / Irvine, CA
Emp. Dates: 09 /1995 - 02/ 2000
As a Junior Loan Processor, opened title and escrow, followed up on all
conditions for prior to doc and funding. My main job was to assist the Senior
Loan Processor in any way I could and at the same time learn as much as I
could. I was promoted to a Senior Loan Processor in 1998. My duties where to
pre-review appraisals,
Conditions and income to assure the items submitted to underwriting where
satisfactory to guidelines. I arranged for final signing. In addition, I followed my
files through to funding status. Processed multi states, included Texas and New
York.
REFERENCES
Lori Runksmeier
Sr. Partner, Mazzo Group
Personal
Gina Nichols
Sr. Loan Processor
Professional
Denise Bertino
Sr. Loan Proceesor, ICM, Inc.
Professional
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