Victor Hugo Ayala
***** ****** *** **. **** TX **449
832-***-**** *******@*****.***
Summary
Bilingual professional with extensive experience in customer service. Excellent communication,
analytical, problem-solving, and interpersonal skills that result in providing efficient resolutions.
PROFESSIONAL EXPERIENCE
Comerica Bank – Houston, TX Jan 2010 – Present
West Houston Flex Personal Banker II
Support and aid 12 West Houston area banking centers reporting directly to the area district
manager. Track and analyze customer interactions to maximize cross sale opportunities.
• Responsible for developing trend analysis report of customer account balances.
Report is used to identify which customers will be profitable for the bank to generate
revenue.
• Developed an objections and declines report that will help track reasons non-
customers choose not to bank with Comerica. Report is used to strategize ways to
overcome objections; therefore, the new customer ratio will be maximized.
• Served as functional subject matter expert in several roll out initiatives such as the
Comerica Convenience Card, Home Equity Line of Credit and Home Equity Loan.
Conducted several presentations for each initiative in all 12 West Houston area banking
centers.
• On-site trainer during the Sterling Bank acquisition in several locations. Trained
employees on all Comerica systems, products, reports and procedures.
• Strategically plan on the approach of banking center product needs to meet quarterly
and annual goals.
First Community Credit Union – Houston, TX Sept 2008 – Jan 2010
Financial Service Representative
Analyze member credit reports to identify strengths and weaknesses. Strengths were highlighted
to improve the approval of loan requests and weaknesses were identified to plan credit
improvement tactics.
• Provided financial advice based on credit report information to filter best candidates
for loans and credit re-building.
• Consolidate project team reports to the overall capital expansion outlook; report used
for financial planning.
Bank of America – Houston, TX Jun 2005 – July 2008
Personal Banker
Manage wide variety of customer service procedures to ensure they are conducted to the highest
standards. Promote and maintain positive relations with all contacts, customers and potential
customers to drive sales.
• Open Checking, Savings, Certificates of Deposit, and Individual Retirement Accounts
while assuring all policies and procedures are held to the highest standard.
• Assist clients with lending needs such as first home purchase, refinance, and personal
lines of credit. Ensure all loan applications followed all lending regulations.
Bank Teller
Assisted customers with their account reconciliation, account research and questions. Also,
responsible for researching and adjusting teller errors.
• Manage the accountability of official checks, money orders, traveler’s checks, loan
checks and new account kits.
• Responsible for ordering cash and banking center supplies.
Igloo Products, Inc – Houston TX Jan 2003 – Dec 2005
Entry Level Maintenance Technician
Perform variety of duties in support of the Maintenance department such as identifying issues
within different types of production equipment and working with inventory analyst to order or issue
materials.
• Received work order requests on malfunctioning machinery from the production line team
and perform troubleshoot tasks to identify the issue at hand and fix accordingly.
• Created work order requests which determined which parts needed to be ordered then
submitted request to the inventory analyst.
Inventory Analyst
Monitor and report material inventory list which was used by maintenance supervisor to receive
and issue goods. Worked with accounting to financially book transactions.
• Worked with maintenance supervisor on adding enhancements to maintenance reports
that would help track any new performance indicators
• Completed invoice templates that were used to document and financially record work
order requests.
• Provide material cost estimates to maintenance supervisor on large ticket items and
contacted vendors to find lowest cost for the item.
EDUCATION
Attending Lone Star College, expected Science Associates Degree in 2014
SKILLS
Advanced knowledge in Word, Excel, and PowerPoint
Keyboarding: 70 wpm and 10 key expert
Fluent in Spanish