Job Target

KYC Analysis Quality Assurance Compliance AML Surveillance

Transaction Monitoring

Compliance Analysis Information Confidentiality Risk Management and

Coordination Strategic Planning and Execution

Time Management and Prioritization Problem Resolution Leadership and

Team Building Effective Communication

Profile

Highly analytical, detail-oriented, and dedicated professional, with

exceptional knowledge of the know your customer (KYC) and anti-money

laundering (AML) process. Possess outstanding investigation abilities,

complemented with adeptness in completing tasks before or within the

deadline. Excel at formulating and implementing solutions to achieve

established goals. Acquire excellent people skills, with proven ability to

communicate well with all levels of professionals. Forward-thinker and self-

starter, with proven capacity to multitask in competitive, high-impact, and

fast-paced environments while juggling multiple priorities simultaneously.

Display technical proficiency in Microsoft Office, Bloomberg, World-Check,

LexisNexis, Bankers' Almanac, OneSource, Lotus Notes, Microsoft SQL, and

document repositories.

. Outstanding skills in enhanced due diligence process and documentation

process, identifying and sourcing correct and relevant documents

. Familiarity with quality assurance, production of KYC profile,

analytical process, client interaction, business communication,

negative news analysis, transaction analysis, compliance referral

process, documentation process, and other related tasks

. Adeptness in risk rating and management methodology as well as

comprehensive understanding of the Banking Secrecy Act (BSA), US

Patriot Act, and Financial Action Task Force (FATF) Recommendations

Work History

Hong Kong and Shanghai Banking Corporation (HSBC)-through Randstad (

Newcastle, DE, USA

KYC Production Analyst, KYC QC analyst, KYC QA Analyst, First Level

Compliance Approver ? 2011-Present

KYC Production and EDD Analyst

. Expertly collaborate with various teams while assuming diverse roles in

the HSBC Remediation Project, gaining extensive knowledge of the

AML/KYC process as a whole along with in-depth expertise in the field

. Gather the information related to client from different sources and

convert it in PDF format

. Manage the documents that are different in category according to Client

Identification Program/Policy (CIP) type,

. Ensure the relevance of the HSBC AML Policy and comply the number and

relevance of documents depending on CIP type

. Acquire the documentary proof for every information that are

incorporated in the KYC profile of client

. Assume full responsibility in making any changes, approving profile,

and ensuring passing of all the levels according to clients risk

category

. Require diverse CIP information and documentation including Business

Address, Registered Address, Legal entity structure, Proof of Stock

exchange Listing (if company listed), Annual Report, Certificate of

Incorporation, Articles of Association, Ultimate Beneficial ownership

information, any changes in ownership, Controllers information, any

connection to OFAC sanctioned countries, location of the client and

others

. Perform negative news check about the client, its owners and

controllers including identification whether any owner, controller is

PEP (Politically Exposed Person), whether having any criminal back

ground or having any connection or previously convicted for money

laundering or any other crime which cause a reputational or AML risk to

HSBC

. Utilize all specified source as per AML policy for all the functions as

well as directly communicate with the client regarding any discrepancy

or more clarification are necessary on any information

. Determine any Suspicious Activity Report (SAR) for the existing

customers, if there's any

. Obtain all the above information and incorporate them to the KYC tool

to identify or calculate the exact risk category such as Low, Medium,

High, and SCC (Special Category Clients)

. Upload all collected documented to the document repository and then

create a hyper link and place in KYC application to show the source

and relevance of the information provided in the tool

KYC QC analyst

. Recheck all the KYC Production and EDD functions and validate the

source, relevance, and accuracy of the information collected with

standard set by AML Policy and procedure

. Identify discrepancy from the policy and standards which is recorded

and sent back to analyst for correction

. Function effectively in integrating and creating component parts to

systematically evaluate the whole analysis

. Perform examination and evaluation of whether conclusions follow from

facts

. Formulate independent decisions and supported them in the event of

challenge or audit

. Verify and assess the work of others and take a stand when necessary to

secure the interest of the bank

. Correctly re-examine the facts that is already identified as well as

determine and consider alternative interpretations of data and findings

. Administer various deadlines in a fast paced environment

KYC QA Analyst

. Double check the documents and information after the QC validated them

. Serve as the first approver of the profile and then transferred to

first level of compliance

. Ensure all new Wealth Management A/C opportunities as well as created,

submitted, reviewed and approved changes for existing A/C's, ensuring

compliance with all KYC/AML policies and procedures in a thorough and

expeditious manner

. Function as a subject matter expert (SME) to the business line as well

as quickly respond to all requests regarding the creation, submission,

review, approval and client acceptance policies

. Contribute to risk mitigation and improve efficiency by writing

clarification memos/procedures

Compliance Approver

. Function as an effective first level compliance approver

. Thoroughly evaluate all the profile as well as approve or reject

according to the accuracy relevance and source

. Provide approval for the documents which the first level approver

should include his comments along with profile

General Functions

. Serve and fulfill diverse functions such as Production of complete KYC

profile, Enhanced Due Diligence, negative news screening, and assuring

the quality of profile

. Doing the Enhanced Due Diligence Process including identification of

Ultimate Beneficial owners, negative news check, PEP status, OFAC

check, identification of previous and existing AML risk exposure etc.

. Carry out negative news check verification through the use of different

tools such as World Check, LexisNexis, OFAC search and others

. Ensure the quality of the client KYC profile by doing all necessary

check

. Perform identification of correct AML risk category of the client for

the purpose of Risk Management

. Guarantee the proper completion and execution of all the screening such

as World check and Lexis Nexis

. Directly communicate the discrepancy in the profile to analyst and made

the required changes Assure the approval of the Profile by the business

and compliance by taking the ownership of the Profile

. Thoroughly analyze the function in accordance to the CIP type, AML

guidelines, US Patriot Act 2001, BSA and others

. Conduct verification of the documents that are collected by the analyst

to ensure its validity and relevance

. Execute systematic quality check for the profile and documents that are

procured according to risk classification and CIP guidelines

. Evaluate and update the client portfolios to lessen compliance

discrepancies

. Exceptionally render first level approval for the profile before going

for another level of approvals

. Received commendation from HSBC management for successfully achieving

all targets within the prescribed time

. Commended by the management due to extensive knowledge and quality of

work as production analyst, resulting in obtaining various promotions

to higher level positions

Union Bank of Switzerland (UBS) Project-through Wipro BPO ( Bangalore,

Karnataka, India

Senior Associate Know Your Customer (KYC) Analyst ? 2009-2010

Functions as KYC Analyst

. Showed expertise in performing KYC/AML analysis of US clients for UBS

Investment Bank

. Correctly identified the client according to CIP type as well as

performed analysis of function according to CIP type, AML guidelines,

and US Patriot Act 2001

. Collected correct information from various sources and documentation of

the data

. Documented and stored data in imaging and document repository software

. Conducted risk analysis and risk management by classifying entities

and analyzing various data

. Decided and fixed the next client KYC review in accordance with the

RISK type

. Extensively managed various sources such as Bloomberg, Thomson Reuters,

and others as well as with the GRID, Banker's Almanac, World check,

LexisNexis, and others

. Displayed proficiency in undertaking reviews of extended due diligence

for the assessment of risk

. Commented and escalated compliance for agreement and approval

. Executed review and update of client portfolios to lessen compliance

discrepancies

. Served as an effective liaison between the Approval Team and business

contacts

. Collaborated with the Negative News Team in advising and reporting the

compliance issues to senior management

. Exemplified exceptional knowledge in acquisition and training

. Exhibited outstanding management of the AML/KYC operation systems for

investment banking clients

. Analyzed AML/KYC for both existing and new on-boarding clients

. Displayed knowledge regarding the different process such as negative

news check, transaction settlement, account workflow, and others

. Acted as the first escalating point for junior associates and conducted

preliminary Quality Check (QC) for the vetting which was accomplished

by other analyst

Education

Associate in Taxation GPA: 4.00 ? 2011

DeVry University, City, IL, USA

Master of Business Administration, with First Division ? 2006

Visvesvaraya Technological University, Bangalore, Karnataka, India

Bachelor of Commerce, with Second Division (Indian Taxation) ? 2004

University of Kerala, Thiruvananthapuram, Kerala, India

Professional Training

Exam Training for CAMS Certification ? Association of Certified Anti Money

Laundering Specialist (ACAMS)

Projects:

Reliance Infocom.

Market potential of Reliance infocom products among high net worth

individuals.

Professional Affiliation

Chapter Member ? Association of Certified Anti Money Laundering Specialist

(ACAMS)

Activity

Active Member ? Sri Sathya Sai Seva Organizations

]

Technical Acumen

Operating Systems Windows 98/2000/XP MS DOS

Packages SQL server 7

Productivity Tools Microsoft Office BankersAlmanac LexisNexis WorldCheck

OneSource Sharepoint MetaSource Pandora One Source

Bloomberg Different State Registry EDGA R Lotus Notes

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