Michael Thomas Cutter
Westlake, Ohio 44145
440-***-**** or ab8ukt@r.postjobfree.com
Cell Phone 216-***-**** (best point of contact)
EXPERIENCE HUNTINGTON BANK - Huntington Equipment Finance
Akron/ Canton, OH
Vice President of Leasing
March 2010 to June 2012
. Advisor to Middle Market Companies for equipment financing
and leasing services.
. Selling Ticket Range leases and loans between $100,000 to
$25,000,000.
. Focus on working with companies sales over $20MM in annual
sales revenue.
. Educate customers on the value of products and find a product
that meets their specific needs.
. Generate business opportunities for other product partners of
the bank.
. Bring damaged market back to life selling equipment financing
services as well as other bank products.
. In nine (9) months wrote $18.6MM in business in first year.
. Educating customers on the services of cash management
services, loans, insurance, investments, lines of credit,
international services, asset based lending, and commercial
real estate.
. Working with manufacturing, services, health care,
construction, food and other industries.
FIRSTMERIT BANK - Equipment Financing
& Leasing Division Cleveland, OH
Vice President of Leasing
June
2006 to March 2010
. Objective to increase entire bank leasing portfolio promoting
products and services of the bank.
. Offer financing services in the ticket range between $100,000
to 25,000,000.
. Marketing products with 34 Commercial/Middle Market
Relationship Managers and 8 business bankers.
. Rebuilt center of influence contacts, syndication program,
and leasing customer base.
. Market concentration Northern half of Ohio.
. Developed Municipality Leasing Market as new revenue source
for leasing division.
. Responsible for credit write-up, credit presentations, and
portfolio management.
. Formal credit college in 2009 through FirstMerit Bank.
. Promoted other products of the bank so to expand product
solutions with each customer of the bank.
BANK ONE / JP Morgan Chase
Cleveland, OH
Vice President of Leasing
May
2004 to June 2006
. Managed lease production of 30 Relationship Managers.
. Sought opportunities to promote other products of the bank to
existing customers.
. Brought dormant territory back to life in the Ohio and West
Virginia markets.
. 50% of business generated through management of RM's and
SBRM's .
. 50% of business generated through direct business
relationships.
. Expanded relationships responsible for generating leasing
leads.
. Responsible for education of regional managers and CPA's on
leasing benefits & products
. Closed deals ranging from $100,000 to $5,000,000.
. Increased sales in market by 300%.
MAXUS LEASING GROUP, INC.
Cleveland, OH
Senior Leasing Account Manager
December 1998 to May 2004
. Exceeded quota 1999 by 30%
. Exceeded quota 2000 by 38%
. Exceeded quota 2001 by 5%
. Exceed quota by 12.34% for 2003
. Developed major accounts like American Greetings, Office Max,
and Anderson's
. Set up a national vendor lease program at Office Max and
other companies of all sizes.
. Trained sales reps on the benefits of leasing for vendor
lease programs.
. Established master leases with the medium to large
enterprises throughout the region
. Developed vendor lease partnerships in the manufacturing,
medical, and service-related industries.
. 70% of business generated from leases ranging from $250,000
to $5,000,000 ticket range
. 30% of business generated from leases below $250,000 or
vendor lease program.
. Marketing focused in Technical, Manufacturing,
Transportation, Medical & various other related fields.
VISIONARY LEASING, INC.
Cleveland,
OH
Owner / Director of Leasing
November 1996 to December 1998
. Increased sales revenues 590% from 1 million to 5.9 million
in year two
. Partnered locally with Tremont Technologies Group, Unicent,
and PC Importers to create full service
vendor lease programs
. Trained with Amembal, Dean & Associates on leasing
. Created multiple vendor lease programs
. Developed entire customer base through vendor and end-user
partnerships
. Created funding source programs to meet the marketplace
demands
. Structured and implemented strategy for Tremont Technologies
future direction
. Restructured buying power for Tremont Technologies to
increase profit margins
. Developed software training program at Tremont Technologies
to generate additional service revenues
. Increased sales, consulting traffic, and market presence for
Tremont Technologies
. Trained & educated vendors' sales staff on new vendor lease
programs
JACO PRODUCTS
Middlefield, OH
Senior Account Manager
March 1995 to November
1996
. Developed and implemented alternative financing program
. Revived abandoned territory resulting in increased sales of
30% in 1995
. Maintained existing customer base and increased new customer
base by 20% revenue per year
. Sold both machining and injection molding services and custom
plastic products
. Managed territories of eastern Ohio, northern Pennsylvania,
and northern New York
JADE STERLING STEEL COMPANY / NABANCO CREDIT
Twinsburg, OH
Major Account Representative
February 1992 to December 1994
. Awarded "Top New Business Sales Award" twice
. Awarded "Winback Champ" for recovering lost customer
. Sold and financed carbon and alloy steel bar to both
manufactures and service centers
. Responsible for profit / loss margins on all sales
. Set up accounts for all clients including credit and accounts
payable
EDUCATION UNIVERSITY OF DAYTON
Dayton, OH
School of Liberal Arts
Bachelor of Arts and Science Degree
September 1987 to December 1991
( Major: Communications Management
( Minor: Business Management
PERSONAL ( Hobbies - Golf, Skiing, Travel, Scuba Diving, Reading,
and Softball
. Recent books - "Playing for Pizza", and "Accidental
Salesman"
.