MICHAEL A. PETRINI

ab8twx@r.postjobfree.com

PROFESSIONAL SUMMARY:

Over 15 years Mortgage Loan Default Servicing expertise in various roles.

Most recently these include;

Forensic Compliance Reviews of HARP. HAMP, HUMP, HAFA Short Sales/DIL,

Quality Monitoring and Regulatory Reporting, as well as Foreclosure Claims

/ Documents. Measurable, proven supervisory accountability and coaching

talent. A fast learner, driven to achieve goals with a "get the job done

right the first time" approach. A capable negotiator and account analyst

focused on implementing best-in-class loan servicing practices to reduce

rework, streamline processes, and minimize homeowner and investor losses.

Competent implementing US Treasury / CFPB compliance and GSE guidelines, in

fast-paced workplaces committed to mortgage loan quality and banking

regulations. Bilingual - English/Spanish.

EMPLOYMENT HISTORY:

Loan Servicing Compliance, Associate Asset Manager, Bayview Asset

Management Hurst, TX

02-13 to present

HAMP Modification - Quality Reviewer, iGlass Consulting Corp

Carlsbad, CA

contracted 2012

HAMP / Modification / Short Sale- HAFA - Quality Reviewer, CoreLogic

Westlake, TX

contracted 08-2010 to 10-2011

Loss Mitigation Acting Lead, Short Sale, CHL / BoA

Richardson, TX

02-08 to 04-2010

Loss Mitigation Short Sale Negotiator, Fremont Investments and Loans

Irving, TX

09-07 to 02-08

Loss Mitigation Manager, Saxon Mortgage

Fort Worth, TX

02-07 to 08-07

Mortgage Collections Sr. Lead - Bilingual Team, BoA

Pasadena, CA

06-06 to 02-07

Mortgage Collections Sr. Team Lead, WAMU

Northridge, CA

11-00 to 05-06

Mortgage Loan Collector, GE CAPITAL and AMERICREDIT - Kelly and Ultimate

Staffing Services

contracted 12-97 to 11-00

San Bernardino and Orange, CA

. Perform QC reviews to ensure default loan files were handled according

to MHA guidelines.

. Complete portfolio reviews to verify Policy compliance requirements

for loans in default.

. Audit bank-owned approved / declined loss mitigation UW decisions -

2nd level reviews.

. Review documents, including Appraisals, BPO, Credit Reports, PMI,

Note/Addendums,

Title, Tax Returns, Investor Approvals and Attorney communications.

. Decision 98% of FNMA residential short sales/ DIL assigned in pipeline

per set timelines.

. Consistently meet and exceed home retention department production and

FRMN team goals.

. Coach teams to increase productivity and work smarter in their

assigned work queues.

. Monitor phone activity of team to offer constructive feedback and best

practices tips.

. Efficiently resolve complaint calls with accurate information and per

investor guidelines.

. Recommend process improvements to streamline work flow to senior

management.

. Supervise staff of up to 20 including; performance reviews, time

sheets/ vacations

. Organize, evaluate and process financial packages for subprime loss

mitigation options, including payment plans, loan modifications, short

sales, deeds in lieu and partial claims.

. Analyze borrower's financial information and credit reports for

inconsistencies.

. Conduct banking account audits as result of compliance red flags and

report fraud

detection outcomes per regulators' guidelines - FDIC, US Treasury,

CFPB, OFAC, etc.

TRAINING AND EDUCATION:

Mortgage Servicing Compliance Series

Technical Seminars & Customer Care Courses

FNMA / FHLMC Conventional Servicing Workshops

Quality Compliance; Call Monitoring, Feedback & Coaching

MHA Guidelines, Regulatory Compliance; Fair Lending, AML,

FCRA, RESPA, TILA, HMDA, HOEPA, FDCPA, SSCRA...

SIX-SIGMA Concepts and Process Improvement Methodology

Police Academy, B.A., Argentina - Training 1975 & Work Service 1976

to 1981

UBA - Universidad de Buenos Aires - Electronic Engineering Courses

1980

IMPA - Air Force Academy (High School), Quilmes, Argentina - 1975

* Planning relocation back to southern California to reunite with

family

760-***-**** Carlsbad, CA and 972-***-**** Dallas, TX

Contact this candidate