SHANNON T. E DWARDS

Orange Park Florida Phone (**4) 214- 2586 Email: ab8hdt@r.postjobfree.com

Objective

A highly skilled mortgage professional looking for an opportunity as an Underwriter within the

Mortgage

Industry that acknowledges my contributions and expertise as well as allow me to grow and

develop.

EXPERIENCE

Senior Processor III/Underwriter 1, Everbank

07/05/ 2012 – Present

Responsible for performing reviews on all loans for final approval. Ensures all Underwriting

guidelines

are met. Reviews credit documentation in order to determine Borrower’s DTI (Debt -to-income),

reviews appraisals and titles for accuracy. Reviews asset documentation to support reserve

requirements are met as well as funds for closing are sufficient. Strong communication skills

with

expectations to communicate with Clients, Counterparties, Managers, Operations, and Client

Services

pertaining to volume and turn time for processing documentation.

MORTGAGE LOAN PROCESSOR, BANK OF AMERIC A

0 5 / 2 0 0 7 – 07/2012

Responsible for processing FHA, VA, and Conventional loans approved by DE Underwriters.

Providing great customer service to all levels of Management, internal associates, internal

c ustomer’s, and third party correspondents. Proving the ability to work in a high expectation

environment by managing a pipeline of 40+ loans along with being an effective Loan Processor.

MORTGAGE LOAN PROCESSOR/CLOSER, WAMU/CH ASE BANK

0 5 / 2 0 04 - 0 2 / 2 0 0 7

Responsible for processing Government, Conventional, and Traditional mortgage loans in a fast

paced environment. Managing a pipeline of 40+ loans while provided excellent customer service

to all internal and external bank affiliates and customers. Received top awards as a Mortgage

Closer previous to becoming a Loan Processor with the bank. Processed and closed all loans

according to Fannie Mae and Freddie Mac guidelines .

MORTGAGE CLOSER, COMMUNITY RESOURCE MORTGAGE

1 0 / 2 0 0 1 - 04 / 2 0 04

W orked as a m entor to less seasoned Mortgage Closers. Handled the more complex closing

issues as a Senior Closer and assisted with training and coaching of new associates to the

c ompany. Worked in a high pace mortgage environment.

SKILLS

Microsoft Word and Excel - AS400LS BOA MTG Program - Internet - Excellent written and

verbal communication

REFERENCES

Hakim Jihad - Underwriter - Bank of America - Email: ab8hdt@r.postjobfree.com

David Hart - Loan Processor - Bank of America - Email: ab8hdt@r.postjobfree.com

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