Management Real Estate
Resume:
JOAN PENNEY
***********@*******.***
Extensive experience and expertise in Finance focusing on Capital Markets
and Investment Banking. Demonstrated capabilities include extensive
product knowledge in securitization, derivatives, equity & fixed income
securities, forwards and futures, and OTC business lines and Dodd Frank
Regulations. Experience in middle office and front office capacities as a
Finance Analyst.
TRADING SURVIELLANCE DATABASE MANAGEMENT
INVESTOR RELATIONS
PROJECT MANAGEMENT CLIENT MANAGEMENT
CLIENT FACILITATION
FINANCIAL ADMINISTRATION CONTRACT NEGOTIATIONS
COMPLIANCE ANALYSIS
PROFESSIONAL EXPERIENCE
Consultancy CFO of Tax Division Fairfield Municipality
2012/present
Sabbatical Professional Training and Education
2010-2011
. NYU Forensic Analysis/Dodd Frank 2010-2011
. Project management certificate in project planning and control 2010-
2011
Contract Financial Services- Trading Analyst/Audit Control/Product Control
2008-2011
Finance Analyst Contract Assignments
Worked on projects involved in risk management, collateral management, and
regulatory affairs relating to audit supporting senior management reporting
and compliance/controls. Increased reporting efficiency from a 65% percent
run rate to a project run rate of 80% with improvements on testing and
efficiency with regression and analysis in IT sphere:
CSFB:
. Assisted with the population, tie out and mathematical accuracy of
quarterly reports to be filed with regulators, and supplemental
information and press release for quarterly earnings release
. Compiled and maintained of quarterly work papers, including analysis
over financial statement line items and leasing statistics
. Ran corporate accounting journal entries, bank reconciliation's,
daily cash information and other treasury related functions
. Prepared of annual legal entity financial statements for tax filing
. Created FSD templates outlining requirements functionally and
visually with the use of process mapping
. Performed Functional and Regression testing for different modules on
import/export data with the use of data mapping techiniques
. Created new transaction and verified Letter of Credit and documentary
collection reports
Bear Stearns:
. Primary responsibilities included the maintenance and development of
any reporting structure changes for consolidation purposes
. Worked on margin and collateral data sets using data mapping to
identify data mediation and reporting flow metrics
. Provided trading reconciliation P/L /blotter sheet - position
trade&fail breaks risk management
. Performed mark to market security pricing in Equity OTC, Basket,
CBOT, NYSE, AMEX, MERC, FX products on risk management projects and
Black Scholes Models
. Ran Regulation T analysis, credit risk management, trading operation
analysis, prime brokerage operations, margin calculation runs on
treasury applications and trading platforms
. Specialized in client facing facilitation and institutional buy/sell
side relations, trade bookings, and trading desk fill/orders /market
rules supporting risk management controls
LEH:
. Identified specific risk and accounting methodologies to improve
processing of corporate accounting and subsidiary reporting, and
implemented
. Provided daily P&L analysis, month end P/L rec and close to G/L,
monthly accrual adjustments, and quarterly financial statement G/L
and Balance Sheet financial statement disclosures according to risk
management policy
. Ran ICG risk capital interpretation and analysis which performed
initial guidance on new and existing transactions/structures
. Frequented dialogue/review/audit (Fed/OCC/FDIC/SEC/CFTC) on capital
regulatory matters and significant participation in industry forums
with management particularly in trade surveillance and identified
with presentations using process mapping diagrams
UBS:
. Provided counter party risk and parameters in calculating regulatory
capital for capital market products in accordance with Finance
Division supporting to line management
. Created process mapping flow charts to support business units in risk
management objectives and define organizational management of process
. Assists in period end reporting procedures and processes, and serve
as the Hyperion help desk
. Created and maintained various reconciliation's and schedules at the
consolidated level and create ad hoc reports for senior management
. Worked collectively on business requirements for strategic solutions
and implementation of RWA Calculations for trading book
securitizations/trade surveillance
. Partnered with business lines for validation of PD and LGD parameters
to meet compliance/trade surveillance
Valenzcia Private Equity, LLP, New York, NY
2002-2007
Real Estate/Mortgage Strategist/Analyst
. Formulated mortgage basis, make overweight/underweight recommendations
. Monitored and anticipated policy impact on prepayment, credit
. Built relative value framework to assist in the evaluation of mortgage
basis rich/cheap, coupon swap
. Monitored short term and long term voluntary and involuntary
prepayment projection, roll rate and loss projection
. Worked closely with the agency/non-agency traders to identify relative
value across each sector, determine rich/cheap of agency MBS basis;
CMO vs. Pass through, mortgage derivative
. Evaluated existing real estate portfolio and alternative
opportunities; propose trade ideas, position size
. Mortgage performance attribution: carry, convexity, spread
. Participated in trade surveillance on real estate portfolio
performance/MBS pools reviews
UBS Financial Services, New York, NY
1999-2002
Institutional Trading/Sales VP
. Responsible for institutional/prime brokerage/private client relations
. Evaluated financial performance of securities markets and OTC/futures
markets
. Provided trading commentary, buyside research, account trading for
hedging, raising/investing cash, tax losses, and hedging securities
. Responsible for risk management of positions and P/L of trading
positions/balance sheet positions. Interfaced with middle and back
office for account management of settlement, clearance, and corporate
actions, and margin, reporting and corrections
. Negotiated Prime Brokerage agreements and client onboarding
facilitation
J.P. Morgan Chase, New York, NY
1997-1999
Institutional Trading/Sales VP
. Managed private banking relationships/prime brokerage in the arena of
equity securities, fixed income, and derivative securities services
. Responsible trading and P/L analysis' for credit hedges, bond
offerings, secondaries, OTC securities, equity linked notes,
derivatives and private placement offerings
. Developed and executed loan origination, collateralized securities
lending via margin relationships
EDUCATION
Dowling College, New York, NY
MBA Banking and Finance 2004
Molloy College, Rockville Centre, NY
BA Business Administration/Minor Economics
TECHNICAL SKILLS
. Forensic Accounting NYU- Financial Statement Analysis, Financial
Accounting, Forensic Analysis/Dodd Frank 2010-2011
. Project management certificate in project planning and control 2010-
2011
. Excel, Microsoft Project management software, Bloomberg, Reuters,
Edgar, Dun&Bradstreet, Standard & Poor's
. Proprietary Investment Banking/Trading platforms Oracle, Java, Sun
. Commercial credit training
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