KIMBERLY A. CASTRO
Rehoboth, MA 02769
***************@*****.***
PROFESSIONAL
EXPERIENCE
Essex Street Capital, LLC
Co-founder
June 2012 - Present
Essex Street Capital is a start up company focused on providing
financing solutions in emerging industries.
Perform market research to develop products based on market
need. Directly responsible for the development and
implementation of new products, including sales, front and back
end processing, risk and compliance policies and portfolio
management. Create pro forma financial models and financial
analysis tools for capital raising efforts. Perform all
financial reporting, cash management and tax reporting.
Independent Contractor
October 2011 - June 2012
Project Management focused on financial planning, security and
risk and compliance within the financial services industry.
Provide industry expertise in operations, financial analysis and
implementation of rules and regulations, specifically related to
consumer privacy. Co-lead project team through project
milestones including, managing project timelines, action plans,
and meeting facilitation. Ensure new processes are implemented
with a focus on sustainability.
Textron Incorporated
1993-2008
Vice President Financial Planning and Analysis
August 2007-November 2008
Textron Financial Corporation, Providence RI
Served as a member of the Textron Financial Executive Committee.
Lead the annual budgeting process for Textron Financial's $10
billion managed portfolio; including compilation and review of
Divisional budgets, consolidation of 11 Divisional forecasts,
including international portfolios, management of annual
planning calendar, preparation of top level analysis, 3 and 5
year strategic operating plans, and presentations to senior
management. Prepared monthly forecasts, presentations and
analyses for parent company, Textron Inc. Prepared monthly
causal analysis of actual results as compared to budget, prior
year and forecast. Developed pro forma analysis for
acquisitions and global expansion. Participated in Textron
Inc.'s quarterly Earnings Calls. Led all maintenance,
enhancements, tasks and projects related to the forecasting
technology, Hyperion Planning.
Textron Six Sigma, Black Belt
February 2005 - August 2007
Textron Incorporated, Providence RI
Full time dedication focused on Textron Six Sigma projects.
Served as a Project Manager leading teams through the completion
of projects utilizing Six Sigma tools and methodology, with a
specific focus on new product design and Lean methodologies.
Communicated progress, issues and barriers to senior management
and project Champion. Taught and mentored fellow Textron
employees in Six Sigma tools and methodologies. Projects
included: Implementation of Intrinsic Value Management Process
across the Enterprise; Utilized statistical analysis to
determine Key Performance Indicators (KPI's) for effective
management of service center; New product design initiatives
with a NOP value exceeding $1 million in first year profits;
Designed a risk based management process for small ticket,
inventory finance facilities, which generated over $2.0 million
in savings.
Vice President Operations
2003 - February 2005
Resort Finance Division, Textron Financial Corporation, East
Hartford, CT
Managed a Group of fifty employees including, loan
administration, field audit and collateral control departments.
Oversaw the administration of a $1.2 billion resort finance
portfolio. Utilized Six Sigma tools to design and implement
process improvements. Responsible for Divisional compliance
from account funding through close, while ensuring Division
operated efficiently. Set, maintained and monitored policies
and procedures. Oversaw annual customer fundings and cash
receipts of $800 million. Monitored portfolio quality utilizing
Key Risk Indicators (KRI's) and addressed negative trends.
Partnered with Information Systems to design and implement
software enhancements, which improved tracking of customer data
and collateral.
KIMBERLY A. CASTRO
Group Controller, Resort and Floorplan Finance Groups
2000 - 2003
Textron Financial Corporation, Golden Valley, MN and East
Hartford, CT
Planned, directed and organized the accurate and timely
reporting and forecasting of financial information for a managed
portfolio of over $2 billion in assets. Prepared the monthly
variance and flux analysis. Designed and prepared monthly,
quarterly and annual presentations for senior and executive
management. Oversight of controls and processes for fundings
and cash receipts, including management of all lockbox
processes, agreements and banking relationships. Provided
technical accounting guidance relating to new contract
structures and non-performing assets. Managed a staff of five
accountants and up to fifteen processing analysts. Responsible
for internal control monitoring and testing in field offices.
Performed due diligence on potential acquisitions.
Assistant Controller, Corporate Accounting
1999 - 2000
Textron Financial Corporation, Providence, RI
Managed two groups of accounting staff totaling forty employees.
Successfully integrated the portfolios and accounting functions
of acquired companies. Managed relationships and costs of
lockbox providers for 40,000 account portfolio. Performed due
diligence on potential acquisitions.
Accounting Manager, Corporate Accounting, Providence, RI
1997 - 1999
Senior Accountant, Corporate Accounting, Providence, RI
1996 - 1997
Junior and Senior Analyst, Receivable Accounting, Providence, RI
1993 - 1996
Veda Incorporated - Alexandria, VA
Accountant
1992 - 1993
EDUCATION
BS Business Administration, Accounting - June 1992
University of Rhode Island, Kingston, Rhode Island
CERTIFICATION AND RECOGNITION
Certified Textron Six Sigma DFSS Black Belt
Nominated for Six Sigma Top Gun Award, in recognition of Black
Belt Accomplishments