Real Estate Sales

Sean Silverbrook

Hoboken, NJ *****

(Cell) 215-***-****

************@*****.***

EXPERIENCE

October 2011- Present Cranbury Residential Advisors Hoboken, NJ

Managing Member

Formed my own consulting company specializing in the analysis of

distressed residential mortgage portfolios for Hedge Funds, Banks,

and Credit Unions

September 2011-Present Vantage Point Bank Monroe, NJ

` Loan Officer

. Actively canvassed realtors, attorneys, CPA's and other

business contacts for potential clients looking for

residential mortgages for purchase and/or refinance

transactions

2007 - August 2011 Grand Bank, N.A. Princeton, NJ

2007 - August 2011 Team Lead- Carnegie Mortgage LLC.

. Established a joint marketing agreement with Hedge Funds that

specialized in purchasing whole loans to act as the preferred

lender in refinancing their distressed MBS portfolio into FHA

821 principal reduction loans.

. Developed the lending programs process and procedures from

loan origination thru repurchase.

. Management of day to day activities and pipeline of the

lending program, actively manage 5 loan resolution persons who

contacted the borrowers serviced by Selene and prepare the

initial application

. Develop strategies between the Hedge fund, individual

borrower's loan resolution persons, and HUD DE underwriters to

get the loans to qualify and close as 821 FHA loans.

2008 - August 2011 Loan Officer - Carnegie Mortgage LLC.

. Originated $9,000,000 in 2008, $22,000,000 in 2009 and

$27,000,000 in 2010 in residential loans according to Fannie

Mae and secondary investor guidelines that were all sold over

the secondary mortgage market.

. Worked directly under COO of mortgage division Carnegie

Mortgage in day to day operations. Learning all aspects of the

mortgage lending process from origination and sales, to

processing, underwriting, credit analysis, closing, post

closing and the sale of the loan on the secondary market into

Fannie, Freddie, Ginnie MBS, and investors

. Acted as preferred lender for condominium developer in

Hoboken, NJ. Acted as the bank representative between the

commercial lending department at Grand Bank and the developer

to secure commercial lines of credit that would be paid off

thru mortgage end loans. Successfully, obtained Fannie Mae

condominium approvals on developer's 25 units building 1325

Adams st in September of 2009 making the mortgages on the

condominiums warrantable for Fannie Mae securitization.

. Acted as preferred lender in 2008 for a 20 unit condominium

conversion in New York City at 211 west 88th st., Successfully

securing Fannie Mae approval for the building and handling all

the end loans within the building

2007 - 2008 Assistant Controller

. Worked with CFO of the bank to design and implement an

automated and seamless accounting system between the Banks

mortgage subsidiary Carnegie Mortgage and the banks accounting

systems

. Reconciled banks national warehouse lending accounts on a

daily basis

. Prepared monthly P&L and balance sheet for warehouse lending

line and mortgage departments net retail branches that were

reported directly to the Banks CFO

. Processed daily wire requests for wholesale origination firm

reviewing OFACs, and reviewing settlement statements related

to the real estate transactions

EDUCATION

2003 - 2007 Saint Joseph's University Philadelphia, PA

Bachelor's of Arts in Business Administration, Graduated Cum

Laude

Finance Major, Economics Minor

OTHER INFORMATION

Licensed NJ Real Estate Sales Person

Skills: Proficient in Microsoft word, excel, PowerPoint, Adobe,

Jack Henry AS400, Calyx Point, Mortgage, Bridger, NYLX,

Bloomberg

I actively follow equity, debt, and commodities markets for

investments in my own self-maintained investment portfolio.

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