Manager High School
Resume:
Cristeta LLorca
San Diego CA.92129
************@*****.***
SUMMARY OF QUALIFICATIONS
Software Applications: Excel, PowerPoint, Word, MSP, Agent Desktop
Lenderlive, CCW, LPS
Operating Platforms: Windows
Professional Experience
Chase Home Finance 10/98-09/12
Home Lending Loss Mitigation Underwriter 12/2009-09/2012
Underwrite and review submitted files for the feasibility of a pre-foreclosure remedy. This includes ensuring that a modification requests meet program and product specifications or counteroffer to a different product and/or program when appropriate. In this role, will perform the following functions:
• Analyze financial statements, tax returns, credit reports, BPO's and Appraisals in order to recommend the most appropriate workout alternative.
• Update extensive record/file to ensure investor requirements are met concerning condition of property, and measure taken to deter foreclosure.
• Facilitate contract negotiations in the sale of property in accordance with company and investor guidelines.
• Approve or deny correspondence to borrower; ensure system is properly updated for company and investor monthly reporting;
• Perform other duties as assigned by the Loss mitigation manager, supervisor and/or Default loan Servicing division; ensure compliance with company policies and procedures.
Home Lending Loss Mitigation Underwriter Jr 12/2007-12/2009
Assist the Underwriting Dept. by performing the following functions:
• Order BPO, Appraisals and run Credit reports
• Check loans for critical documents
Subprime Lien Release Custodial Relations Representative 02/2006-12/2007
Document custodian for a portfolio in excess of $562 billion and 5.2 million customers
• Maintain, handle, and prioritize legal documents based upon state compliance guidelines, software documentation protocols, and company and departmental goals.
• Manage and facilitate the coordination of document and lien release according to loan compliance date.
• Responsible for daily transactions of legal documents between internal and external customers for multi-state and department loan service units.
Document Control Representative 11/2001-02/2006
Performed legal file audits.
• Document research and identification, coordinated and facilitated legal document .
Updates document transmittals, collateral documents shipments and prepared assignments.
Records / ICON Representative 06/1999-11/2001
Performed client file setup
• Document organization and return, document maintenance and cataloging and facilitated the shipment of documents to the offsite storage facility.
Scanned collateral trailing documents and indexed the imaged documents maintaining a five day turnaround time.
10/98-5/99-Manpower, -Chase Home Finance 10/98-05/1999
Sent to client location of Advanta Mortgage to perform duties of Records Representative
EDUCATION:
High School- graduated 1991- Saint Paul College Manila, Philippines
Some College- Psychology- Las Pinas College- Manila, Philippines
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