MARIE C.HALL

ab794a@r.postjobfree.com

**** ****** *** ***** ****

Jacksonville FL 32244

Home: 904-***-****

Cell: 904-***-****

September 16, 2013

Dear Sir/Madam:

For over 16 years, I have been directly involved with the financial industry here in Jacksonville,

Florida. Currently, I am a Credit Analyst /Administrator for a Credit Union. My prior experience

consists of the following positions: Construction Loan Administrator, Loan Specialist II for Loan

Operations, Administrative Assistant for the Senior Vice-president and Vice-president for Credit

Administration and Commercial Real Estate Department. Within these areas, I have prepared the

required documents for new loans to be sent to Loan Committee for approval, managed the

Annual Review Portfolio, which included prepared annual review on existing loans,

recommending risk grade changes on existing loans, review appraisal and environmental reports,

prepare ACH approval documents, reconciled general ledger accounts, booked loans, prepared

month end reports for the senior management team, these are just to name a few.

I am looking for a position with your company, where I will be given the opportunity to continue

to grow and where my experience will be put to good use. I am particularly interested in a

position that deals with Analyzing financial information.

My qualifications include:

--- Complete tax return analysis to ensure pertinent income and expenses are

documented

--- Demonstrated competence in pragmatic decision making.

--- Practical on-the-job experience in working well with a diversity of people.

--- Solid background as goal oriented manager and supervisor.

I am a self-motivated, enthusiastic individual with an excellent work ethic. I know that I will

become a valuable asset to your company, if given the chance.

My skills and abilities are top level and I am accustomed to doing an outstanding job. After you

have reviewed my resume, I would appreciate the opportunity to talk with you personally.

Sincerely,

Marie C. Hall

Enc: Resume

MARIE C.HALL

ab794a@r.postjobfree.com

7512Ginger Tea Trail West

Jacksonville FL 32244

Home: 904-***-****

Cell: 904-***-****

Obj100

CAREER OBJECTIVE

Seeking a position in which my demonstrated skills can be utilized

HIGHLIGHTS OF QUALIFICATIONS

ManageAnnual Review portfolio for the Business Services Department

Manage Commercial Construction Department

Assist Senior Vice-presidents and First Vice-presidents

Strong analytical skills, Enthusiastic and dedicated

Outstanding talent in assessing people's needs and Administration

Self-motivated, goal oriented, and well organized

Readily inspires the confidence and trust of customers

Successful at mastering skills through hands-on experience

Ability to work independently and as a cooperative team member

Superb communication ability with superior one-on-one skills

Resourceful problem solver who is good at details

EXPERIENCE

Prepare the required loan documentations for loan approval on new commercial loans, manage

the annual review portfolio, complete tax return analysis to ensure pertinent income and expenses

are documented, Perform and maintain industry and market analysis, perform internal loan

review of all existing portfolio to assess credit risk by ensuring loan agreements and policies

meets the terms, Assist in conducting field audits and other special projects. Complete month end

reports, watch list, BSA, Concentration Reports, OREO, Foreclosure and Bankruptcy reports.

Updated insurance tickler, reconcile the departments GL. Train individual employees to

reconcile.

Prepare loan documents, HMDA reports, future obligations forms for loans to be process, prepare

extension request letters and forms. Transferring funds to deposit accounts, opening and closing

customer deposit accounts, preparing RPM maintenance, open Certificate of Deposits, Pay

interest payments and perform advances on line of credits. Process new loans; remove exceptions

for these loans.

Sound supervisory experience with strong managerial background.Possess superior

organizational and managerial skills, which producing immediate, positive, profit oriented results.

Utilize enormous experience in dealing successfully with people on one-to one basis, developed

outstanding customer relations techniques.

EDUCATION AND TRAINING

Florida State College of Jacksonville, Jacksonville, FL

Pursuing a BA Degree – estimate graduation - Spring 2014.

Florida Community College of Jacksonville, Jacksonville, FL

Certificate of A.S. Degree - 2007

The Risk Management Associates- 2006 RMA TrainingSeminars

Analyzing Business tax returns - analyzing Personal Tax Returns -Financial Statement and Cash

flow Analysis, Financial Accounting,

RMA Lending Academy

American Institute of Banking, Jacksonville, FL -2004-2005

Basic Accounting, Principal of Banking, Grammar Review, Verbal Communication

McDonalds Basic Management Course, Tampa, FL 1990

Completed the management training

WORK HISTORY

2005 – Present Credit Administrator/ Commercial Credit Analyst -Business Services

Department VyStar Credit Union,Jacksonville, FL

2003 - 2005 Credit Analyst/Const Loan Admin – Commercial Real Estate

Department - Atlantic Coast Federal Jacksonville, FL

1996 –2003 Administrative Assistant, Commercial Real Estate

Loan Operations, Credit Administration Department -

SunTrust Bank, North Florida, Jacksonville, FL

2ndAssistant Mangers, Shift Manager, Team Leader

1993 - 1996

1987 – 1990 Wendy's First Sun Management, Jacksonville, NC

1991 - 1993 Assistant Stockroom Manager - Target Department Store,

Jacksonville, FL

PROFESSIONAL SKILLS

Microsoft office products, Cores system FSBA*/miser, Lexrule on line database,Novel Group

Wise, Irma Main Frame, Bankstar, Encoder, 10 Key, Typing, REALTRAC, Copiers, Fax's,

Switchboard system.

REFERENCES

Excellent references available on request

Contact this candidate