Manager Management

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ANANTH VAIDYA

No: ***, *nd Cross, LIC Colony, Srirampur-II stage, Mysore-570023

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****- *******, +944**-*****, 948*******

ab59dl@r.postjobfree.com [pic]

Seeking senior level assignments in Banking Operations with an

organization of repute

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SNAPSHOT

An incisive professional with over 28 years of qualitative experience in

banking industry. Extensive experience in managing the entire banking

operations, encompassing routine banking operations, Credit operations,

client servicing, marketing & business development. Proven track record of

establishing systems/ procedures, thereby contributing in a major way

towards augmented growth and profitability levels. An effective

communicator with exceptional relationship management skills with the

ability to relate to people at any level of business and management.

CAREER FEATURES

1977 to May'06: State Bank of India

Branch Manager

The Growth Path Assignments

Held

Joined as Clerk/cashier in 1977

Promoted as Officer-JMG-I in 1988 - Asst.Manager- Cash (8 years)

Accounts (1 year)

Credit (2

years)

Promoted as Officer MMG-II in 1999- Deputy Manager - Credit (6 years)

Branch Head- (1

year)

The Key Deliverables

A. Banking Operations Management

< Retail Banking: Handling and front-end operations for Savings,

Current & Fixed Deposits, involved in Cash Management for branch as

well extending priority banking services. Interfacing with other

banks for lending/ borrowing and ensuring compliance with the

statutory requirements laid down under different Acts governing

banking regulations. Devising and implementing policies/procedures

for the all round development of the bank as well as reducing

overall costs to the bank through various means.

< Profit Centre Management: Setting up and heading complete branch

operations with key focus on bottom line profitability. Formulating

operating budgets to ensure optimum utilisation of available funds

towards the accomplishment of overall corporate goals.

B. Credit Administration: Appraising credit proposals & scrutinizing

relevant documents before sanctioning / disbursing the credit, ensuring

compliance with organizational credit policies. Performing the functions

of assessing creditworthiness of clients and taking adequate steps to

ensure receipt of payments and recovery of bad debts. Conceptualizing &

implementing recovery strategies in case of payment defaults. Handling

defaulters / insolvent clients and initiating appropriate legal actions

against them.

C. Marketing/ Business Development: Managing marketing operations for

various banking products thereby achieving increased sales/maximizing

profit. Building brand focus, reviewing and interpreting market response

to facilitate product growth Identifying prospective clients, generating

business from new accounts and developing them to achieve consistent

profitability.

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D. Customer Relationship Management: Managing customer centric banking

operations & ensuring customer satisfaction by achieving delivery &

service quality norms. Attending to investors/ clients

(individuals/corporate clients) concerns & complaints and undertaking

steps for effectively resolving them. Interacting with the customers to

gather their feedback regarding the products' utilities. Maintaining

cordial relations with customers to sustain the profitability of the

business.

Noteworthy Contributions

> Played a major role in identifying reliable customer source to book good

business.

> Involved in gathering the required information of the doubtful customers

to avoid future loss to the institution.

> Devised and effectuated time bound programmes chalked out for each work

such as customer meeting, business canvass, appraisal of the proposals,

documentations, disbursals,.

> Followed-up and handled internal work of correspondence.

> Instituted a system of daily lists for ensuring streamlined working of

the entire operations.

ACADEMIC CREDENTIALS

1982: Bachelor of Arts

From Karnataka university Dharwad, (Karnataka)

PERSONAL VITAE

Date of Birth : 14th March 1959

Alt Mail : ab59dl@r.postjobfree.com

Languages : Kanada, English and Hindi

Placement

Preferred : Mysore, Bangalore, Hassan,

CTC in the

Previous

Employment : Rs.4.00 lacs P.A. (Salary) + P.F

10%+LTC+Medical+Conveyance

Present CTC : Rs.2.40 Lacs P.A.( from Consultancy Services)

Expected CTC : Negotiable

Profession : Free lance banking/financial consultant WEF: 01.06.2006

Others : Retired from State Bank of India on 31.05.2006 under

Exit option

Signature

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