Carl Charette
Gold Canyon, Arizona 85118
480-***-**** home
***********@****.***
Career Summary:
>> Over twenty years experience in analyzing business financial statements.
>> Lifetime of service to business and consumer clients.
>> Credit specialist with focus on commercial, new residential home
construction,
lines of credit, consumer mortgage loan products.
>> Extensive employee relations background and supervision.
>> Ten years experience as administrator for group insurance and 401K .
>> Diverse and extensive background including banking, insurance, real
estate,
jewelry and gemstones.
>> Successfully employed with a Federal Agency (FDIC) and gained valuable
experience used to interface with local, state and federal
governments.
Summary of Employment
Wells Fargo Bank
711 West Broadway
Tempe, AZ.
Consumer Mortgage Loan Division
Underwriter (SAFE)
Income/Tax Analysis Team
Mountain View Funeral Home & Cemetery
7900 East Main St.
Mesa, AZ
Family Service Counselor/Pre Need Sales
Mountain Vista Medical Center
1301 Crismon Rd., Mesa, AZ
1. Business office, medical billings collector
and charity case applications(as a temp).
2. Volunteer working in
the Business Office completing special
tasks; doing data input for case management.
3. Attendant in the surgery waiting and
outpatient areas.
Volunteer with the Phoenix Chapter of
SCORE working as a counselor with the Maricopa
Workforce Center, Gilbert, AZ.
Self employed in commercial real estate and health
insurance sales.
Collegiate Peaks Bank
Salida, Colorado
Lender and senior credit officer
Commercial/Business loans, home mortgage loans,
residential construction loans.
> originated, did the underwriting, and collected
all of
my loans.
Bank of the West/Community First Bank
Salida, Colorado
Lender and senior credit officer
Interim Branch Manager
Commercial/business loans, residential construction
loans, residential home mortgage loans.
> originated, did the underwriting, and collections.
Pueblo Bank and Trust
Salida, Colorado
Lender and senior credit officer
Interim Branch Manager
Commercial/business loans, residential construction
loans, consumer loans of all types.
> Originated, did the underwriting and collections.
Federal Deposit Insurance Corporation
Denver, Colorado
Section Chief
Management and liquidation of acquired REO (bank
foreclosed real estate) assets located in a five-
state region. Managed a staff of 16
employees. Many detailed reports to
complete and research for file findings.
Education and Licenses
Arizona School of Real Estate and Business, Gilbert, AZ
Colorado Graduate School of Banking, Boulder, Co.
University of Maine, Orono, Maine
National Registration Mortgage Underwriter (SAFE)
Arizona Real Estate Sales License (currently inactive)
Arizona Life and Health/Accident Insurance Sales License
Volunteer Organizations (partial list)
Gold Canyon Food Bank, Kiwanis Club, Optimists Club,
Chaffee County Board of Adjustment(chairman), Salida
Theater and Conference Center (director), Littleton Elks
Lodge, Caring and Sharing.