CURRICULUM VITAE

Sachin M Karia

**-******* ****,

“Parswanath appt”

3rd floor,b/h gymkhana party plot,

Rajkot-360001

Cell # 972-***-****

E-mail:ab3d4q@r.postjobfree.com

CAREER GOALS:

To Reach Top Echelons in Business, collection and Credit through exemplary performances of tasks entrusted thus attain personal and organizational goals.

Strengths:

I have excellent Relationship Building, Team Building and Man Management Skills. A person of strong Will Power and a Never Say Die Attitude, I have good Numerical &

Analytical Skills, Excellent Communication skills & good collection Acumen.

Educational Qualifications:

Bachelor of Commerce from Christ college Rajkot in 2002..

PROFESSIONAL EXPERIENCE:

-I have joined Ashok Leyland finance as back office executive in 2002.

Sep’2002 I got promoted as credit officer for two wheeler finance for Saurashtra Region in Allfin services and solution (Ashok Leyland Finance)

-In 2006 Ashok Leyland Finance got merged with Indusind bank Ltd in which I’as

Looking for credit officer for two wheeler for Saurshtra Region.

-10 year Experience in the field of two wheeler finance.

- Responsibilities

- Primarily Checking of Files Submitted by Sales Executive

- Verifying presence of documents and other necessary details as per company’s standard norms

- Verifying creditworthiness and Reliability of documents and information submitted by client in Standard Database Program “CIBILE” provided Govt. of India

- Interrogation with client

- Taking necessary approvals in cases required

- Updating necessary details of files in our in-house program (PACT)

Issuing NOC’s to Clients

- Daily Reporting from Collection Officer on collection and related maters

- Looking after daily collection and properly banking of daily collection

- Maintaining healthy relation with authorized dealer to get maximum lead conversion from our counter

- Ensuring timely delivery of vehicle daily basis

- Ensuring timely payment of dealers for smooth functioning

- Updating and maintaining daily sales and collection related MIS

-Daily Reporting to state head for Business and collection data.

Achievements

Maintained 100% accuracy ration on creditworthiness of client till now

Rajkot Branch is consistently maintained 94% collection ratio from live case.

Rajkot Branch is consistently maintaining 95-97% R C Book Updating ratio

Rajkot is among Gujarat’s fastest branch in releasing dealer’s payment

Rajkot Branch is consistently achieving its quality sales target since 11 years

Rajkot Branch is having lowest time consumption ratio on file updating in system

Achievements

-In 2006 I had been promoted as Branch Head for two wheeler and car division for Rajkot hub In indusind bank.

-In 2006 to 2008 i’as looking for car business and collection.

-11 year Experience in the field of two wheeler finance.

-3 year I’ve been looking to car business for Rajkot,Gondal,Jetpur,morbi and Porbandar,Jasdan, And Surendranagar location.

-Mainly I’m looking for business, collection and credit for Rajkot,Gondal,Jetpur, Porbandar,morbi,jasdan and Surendranagar.

-Rajkot hub is having excellent portofoli of 94% consistently.

-I’m handling 6100 live contract in two wheeler.

-I’m handling 12 marketing officer, 18 counter staff and 15 collection assistant in my team.

-Rajkot Hub is having npa of 0.45% against the business volume of 6100 business.

-Mainting excellent relationship with dealer and giving him fast service in terms payment, dealer incentive and service to customer.

-Maintaining All branch expenses under control as per Bank Norms.

-Reporting to State Head.

PROFESSIONAL EXPERIENCE:

-Joined in Gogia Diesel Engine & Spares in Aug’13

-Looking after the business and Recovery from the Client.

-I’m looking Delhi,Utterpradesh and Bihar state.

- Responsibilities

-Handling Six agent of the company.

-Sending goods as per order from the Agent to Client.

-Despatching the Engine and spares on Time.

-Sending invoice copy and cons copy to agent.

-Maintaining good relation with dealer and Agent.

-Claiming Agent commission on time.

-Looking after the banking activity of the company.

-Maintaining Exp as per company norms.

CTC:3.75

Location:RAJKOT

Personal Details:

Date of Birth: 24th Sep, 1980

Nationality: Indian

Marital Status: Married

Hobbies : Listening Music &Playing Cricket

References:

1:Jitendra Karia.

Branch Head- State Bank of India

Alka puri society

Baroda

Cell no.: - 906-***-****

2:Mihir Jivrajani

Ing Life Insurance

Kalawad Road-Rajkot

932-***-****)

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