Edward Schupke
St. Johns, FL 32259
*****************@*****.***
Summary of Qualifications:
High producing, experienced candidate with 4+ years experience in loan origination/loan
modification industry
Performed negotiations, closing sales planning and forecasting
Review and understand multiple types of modification documents and investor
requirements
Analyzing requests in accordance with established guidelines and determining
appropriate course of action
Compared modification details with system of record,(MSP & OCIE) recognize
differences between them, analyzing adjustments necessary in completing the audit
process of the modification
Familiar with the short sale process
Excellent communication and negotiation skills
Excellent presentation and a pleasant manner
Interacting with appraisers to set a selling price and closing the contract
Ability to effectively handle irate customers
Fast Learner
Highly self motivated
US Air Force
Word 97%
Excel 83%
Professional Experience:
Financial Infinity LLC Jacksonville, Florida 2010–2013
President/Senior Loan Modification
Self employed, skilled at generating own clientele.
Originate files for home owners who are currently struggling with their mortgage.
Review and understand multiple types of modification documents and investor requirements
Analyzing requests in accordance with established guidelines and determining appropriate
course of action
Compared modification details with system of record,(MSP & OCIE) recognize differences
between them, analyzing adjustments necessary in completing the audit process of the
modification
Owner and creator of two lead generating websites ranking #1 on Google;
www.homeaffordabilityprogram.us and www.homemodificationhelp.org
Jackson Federal Mortgage Jacksonville, Florida 2008–2009
Senior Loan Modification/Mortgage Consultant
Originated and placed residential purchase and refinance mortgage loans.
Originated files for home owners who are currently struggling with their mortgage.
Averaged 25 30k in loan modification revenue per month.
Provide keen oversight in evaluating investor and mortgage insurance delegation to identify
loan modification, such as lowered interest rate, extension of maturity date, or
capitalization of default amount
Maintain constant communication with clients through conducting follow up on required
documents and assessing all supporting documentation on file to determine completeness
for workout review
Organize financial documents to be presented to underwriter for financial review, and update
client's monthly expense
Collect and develop comprehensive report on all default costs and figures incurred by the bank,
which include late fees, attorney fees, property inspection fees, as well as profit/loss and
escrow payment
Conduct financial analysis using modification calculator to efficiently identify validity of
current finances with regard to its capability to support a modified payment
Communicate end result to homeowners; prepared final modification agreement and submit to
quality control for approval; and developed new terms and conditions for implementation
Advantage One Mortgage Pompano, FL 2006 2008
Jr. Loan Officer/Team Leader
Originate and place loans.
Help beginning Jr. Loan Officers close and place loans.
Prepare financial packages pursuant to precise government and company guidelines
Maintain current review of inbound documents both faxed and delivered directly
Ensure the timely and accurate packaging of all loans originated by our loan officers
Verify loan documents including income, credit, appraisal and title insurance
Preparing application for submittal to underwriting
Provide essential support to Sr. Loan Processors
Review file documentation and make sure all items needed are requested
Perform any additional duties/activities assigned by management.
Air Force Hurlburt Field, FL 2002 2006
Aircraft Specialist
Troubleshoot, repair and maintain aircraft equipment.
Train and supervise new airman.
Education McFatter Technical Davie, Florida
Language Fluent in English and Spanish