Lester Christie Mascarenhas
*** **** ******** ****** ***.1205, Richmond, Virginia 23220, 804-***-****, ab1yan@r.postjobfree.com
Objective: To acquire a challenging and stimulating job and utilize my education and experience to not only build a strong career for myself, but also contribute to the success of the organization
Education:
Masters of Science in Business with a concentration in Finance (GPA: 3.2/4) May 2013
Virginia Commonwealth University (VCU), Richmond, VA, U.S.A.
Masters of Business Administration (GPA: 3.13/4) May 2012
Christ University, Bangalore, Karnataka, India
Major: Finance
Post Graduate Diploma in Investment Management (top 10% of graduating class) May 2011
St. Aloysius Business Institute, St. Aloysius Evening College, Mangalore, Karnataka, India
Bachelor of Commerce (top 25% of graduating class) May 2011
St. Aloysius College, Mangalore University, Mangalore, Karnataka, India
Major: Accounting and Finance
Experience:
Management Trainee April 2012 – May 2012
ICICI Bank (one of the big four in India), Bangalore, Karnataka, India
• Performed specialized tasks such as Credit Monitoring Arrangement - CMA and analyzed financial performance of companies in the portfolio of ICICI Bank
• Employed forecasting techniques depending on key financial ratios and understood various methods of working capital financing
Office Managerial Assistant April 2010 - June 2010
Sri Ganesh Shipping Agency (SGSA), Mangalore, Karnataka, India
• Mediated between the office and bank, maintained lines of communication between various office groups
Relevant Coursework:
Entrepreneurial Audit – VCU, Richmond VA March 2013 – May 2013
• Evaluated the innovative, risk taking and proactive capability of the American Express and placed it on a spectrum of corporate entrepreneurship.
Econometric Project – VCU, Richmond VA September 2012 – December 2012
• Studied the effect of Macro-economic variables on default rates in stress testing using the credit risk model
Valuation Project – VCU, Richmond VA August 2012 – December 2012
• Valued Commonwealth Bank of Australia employing the Discounted Cash Flow method to determine firm value and relative valuation of the firm using different multiples
Dissertation – Christ University, India January 2012 – June 2012
• Conducted a study on Foreign Institutional Investors and their impact on select sectors of the Indian equity market such as IT, Automobile and Banking
Organization Structure Study – Christ University, India April 2011 - June 2011
• Analyzed various departments and manufacturing processes of Mangalore Chemical Fertilizers (MCF), Mangalore, India
Project Study – St. Aloysius College, India December 2010 – April 2011
• Comprehended the process and effects of Money Laundering on the financial system in an economy
• Understanding the significance of Anti-Money Laundering – AML
Informatics Project – Abu Dhabi Indian School, U.A.E. May 2007 – March 2008
• Utilized MS Visual Basic and Oracle SQL to design a Banking software.
Skills:
• Quantitative and financial statement analysis
• Financial modeling, forecasting and budgeting
• Portfolio construction and optimization
• Operating system and application software: Windows, Mac OSX, Microsoft Visual Basic, Oracle DBMS and RDBMS (SQL and PL/SQL), MS Excel and PowerPoint
• Languages known English, Hindi, French (Basic), Arabic (Basic), Tulu and Konkani
Achievements:
• Participated in the finals of Associates for Corporate Growth representing VCU
• Awarded with Capital Markets certificate by National Stock Exchange (NSE), India