Savita Tolani
************@*****.***
SUMMARY:
I am seeking a position which will utilize and incorporate my current skills and experience, as well as expand them in order to assist the organization to grow in customer satisfaction and profitability. I am analytical, talented and an accomplished individual. Diligent worker, self-starter, quick learner and a consistent performer.
PROFESSIONAL SKILLS:
Ability to work independently and handle confidential information.
Excellent organizational, presentation and communication skills, both written and verbal.
Good judgment in decision making.
Highly motivated team player with effective communication skills and strong inter-personal traits.
Great ability to handle tasks simultaneously, prioritize responsibilities and perform in a timely manner.
Create and maintain good relationships with outside vendors.
Analyze all necessary financial and credit data to make credit decisions/recommendations.
Identify problems or potential problems and take immediate action.
Outstanding client interaction and relationship management skills.
Excellent organizational knowledge with technical and analytical problem solving skills..
Willingness to learn new concepts and ability to articulate alternative solutions.
Outstanding problem solving and leadership skills.
Able to communicate effectively with cross-functional teams and staff at all levels.
Ability to share the team vision and achieve goals under deadlines.
TECHNICAL SKILLS:
Operating Systems: Microsoft Windows Vista/2007, MacOS
Financial Applications: Point, ACT, Sharpdesk, NL Express
Web Technologies: Various Web Apps, Web Research Savvy
Front End Suite: MS Office suite (Outlook, Word, Excel, PowerPoint), MS Visio, MS Project
PROFESSIONAL EXPERIENCE:
Residential Pacific Mortgage., Fremont, CA Jan ’07–June ‘09
Role: Sr. Mortgage Loan Officer/Sr. Underwriter
Description:
Originate residential Mortgage Loans, Sub-prime loans, Home equity Loans, Lines of Credit and Business Loans. Prioritize loans for funding by coordinating with processing and underwriting staff. Serve as a liaison between borrowers, realtors, and processing/underwriting support staff. Maintain a high level of production with attention to detail and accuracy.
Responsibilities:
• Analyze financial information for customers to make initial assessment regarding lending solutions.
• Participate in face to face meetings with borrowers, bank partners and outside sales referral sources.
• Assemble loan files, order appraisals, and order title reports.
• Ensure loans meet all program and product specifications prior to submitting for approval.
JPMorgan Chase & Co. Milpitas, CA Aug‘95-Nov'06 Nov ‘06
Role: Mortgage Loan Officer/Sales Associate/Personal Banker
Description:
Responsible for originating residential loan applications. Participate in loan processing as well as closing. Promote bank’s loan programs and products to the community through daily contact with realtors, brokers and customers. Screen loan applications for compliance with bank policies. Implement processing of qualified clients. Conducts pre-qualify interviews with customers. Cross sell bank products and services.
Responsibilities:
• Prequalify potential borrowers using bank standards, quote rates, and provide loan options.
• Recommend to customers which lending solutions would best meet the customers’ financial and personal needs.
• Review credit reports, preliminary title reports and appraisals.
• Assist in marketing support and cross-selling other bank products.
EDUCATION:
Bachelors in Business Administration, St. Mary’s College
REFERENCES:
Available on Request.