Independent Benefits Consultant

Independent Benefits Consultant (1099 Contractor) - Focused on Retirement Solutions

Compensation: Commission + Bonuses Schedule: Self-Managed, Full-Time Commitment

About AMBA

For over 65 years, AMBA has been dedicated to serving retired public servants by providing access to essential supplemental insurance benefits that enhance traditional retirement plans. Partnering with over 450 associations across all 50 states and Canada, we represent more than 44 million members, including educators, first responders, veterans, healthcare professionals, trade workers, and others.

In Ohio, AMBA is the exclusive endorsed provider for prestigious organizations such as the Ohio Retired Teachers Association, Police & Fire Retirees of Ohio, and School Employee Retirees of Ohio, offering direct access to their members and communities.

Why Join AMBA?

Work with pre-qualified members with steady, engaged clients through association endorsements.

Specialize in Retirement Planning, including Fixed Indexed Annuities, Life Insurance, and Long-Term Care sales, along with a full suite of supplemental health products.

Utilize an educational approach through one-on-one consultations, seminars, and workshops aimed at pre-retirees and retirees.

Gain support for your success with comprehensive training, mentorship, and proven marketing systems.

Enjoy uncapped earning potential with commissions, bonuses, and exciting incentive trips.

Your Responsibilities

Conduct personalized consultations and lead engaging educational seminars designed for pre-retirees and retirees.

Assist members in protecting their income, growing their assets, and securing their legacy.

Cross-sell additional health and supplemental benefits to provide comprehensive coverage.

Manage your practice independently while being supported by AMBA's systems and reputation.

Who Is a Good Fit?

Professionals focused on retirement, with backgrounds or interests in annuities, life insurance, or financial services.

Those who are licensed (or willing to obtain a license) in Life & Health Insurance.

Self-motivated, entrepreneurial individuals committed to helping clients achieve retirement security.

Compensation & Perks

Performance-based commissions with advanced payouts and lifetime vesting.

No income cap, with average first-year earnings between $70K-$90K, while top agents earn $100K+.

Monthly bonuses and travel incentives to popular destinations.

Lifetime vesting options with ample career growth in a rapidly expanding company.

Ongoing sales training, thorough onboarding, and mentorship programs.