Finance and Reconciliations Officer

A growing payments institution is looking to welcome a Finance Operations & Reconciliations Officer to its expanding team in Malta. This role sits at the core of the organisations financial engine, supporting day-to-day operational finance, reconciliation processes, and regulatory obligations.

The ideal candidate is analytical, detail-oriented, and comfortable working in a fast-paced fintech environment where accuracy, structure, and collaboration are key.

Responsibilities

Manage daily, weekly, and monthly reconciliations across banking partners, acquirers, and other key financial channels.

Perform daily reconciliations of customer fund movements, ensuring safeguarded and operational accounts are monitored accurately.

Support treasury-related activities, including managing prefunding levels and balances held with partners.

Assist in overseeing daily transaction processing and operational finance workflows.

Contribute to the preparation of monthly management accounts and internal financial reports.

Support the preparation and submission of regulatory reports required by authorities such as the MFSA and Central Bank.

Maintain and update internal finance procedures and operational manuals.

Assist with internal and external audit requests, ensuring timely and accurate responses.

Collaborate with cross-functional teams to enhance financial operations and streamline processes.

Provide ad hoc reporting and financial insights to senior management and the Head of Finance.

Requirements:

A higher education qualification in Accountancy, or in the final stages of ACCA (or equivalent).

2-4 years experience in a similar operational finance or reconciliation role within the financial services sector ideally within an EMI, payments institution, or fintech environment.

Strong understanding of payments ecosystems, including card acquiring, card processing, and alternative payment methods.

Advanced proficiency in Microsoft Excel and comfort working with large datasets.

Excellent communication skills in English, both written and verbal.

Strong initiative, ownership, and teamwork abilities.

Ability to work accurately under time-sensitive conditions