MCA Underwriter

About the Role

We are seeking a motivated and detail-oriented MCA (Merchant Cash Advance) Underwriter to join our growing team. The ideal candidate has a strong understanding of MCA deals and the ability to evaluate applications with precision and sound judgment. This role requires a balance of analytical thinking, intellectual curiosity, and professionalism to make confident funding decisions that support both our clients and company goals.

Key Responsibilities

Review and analyze incoming MCA deals to assess risk, cash flow, and creditworthiness.

Underwrite MCA applications in accordance with company policies and industry standards.

Evaluate bank statements, financials, and business performance metrics to determine funding eligibility.

Communicate with brokers and internal teams to clarify deal details and documentation.

Make recommendations on deal structures, funding amounts, and terms.

Maintain accurate records and ensure compliance with underwriting procedures.

Qualifications

Minimum 1 year of MCA underwriting experience required.

Strong analytical and decision-making skills.

Driven, results-oriented, and able to meet deadlines in a fast-paced environment.

Humble team player with strong interpersonal communication skills.

Intellectually curious and eager to learn and grow within the MCA industry.

Proficient with Excel and underwriting software tools.