Cash & Treasury Analyst

At OakNorth, we’re on a mission to empower the UK’s most ambitious businesses.

Since 2015, we’ve lent over $18 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while fuelling the UK economy.

We’re looking for a detail-driven, proactive, and curious analyst to join our Manchester-based Cash & Treasury Operations team.

If you love problem-solving, keeping things running smoothly, and working in a fast-paced environment where accuracy matters, this is the role for you.

What you'll do

You’ll be part of the team that ensures every pound and dollar flows exactly where it should - safely, accurately, and on time.

Process and verify GBP/USD payments to customers, counterparties, and internal accounts across multiple payment schemes.

Manage daily cash positions to ensure sufficient funding and liquidity.

Complete daily reconciliations of transactions posted across internal systems and bank accounts, investigating variances quickly and effectively.

Support post-trade activities confirming settlements, managing margin call processes, and ensuring deadlines are met.

Handle AML transaction monitoring and provide support for retail savings operations.

Partner across teams in Manchester, London, and India to resolve issues and improve workflows.

Identify and document process improvements to make operations smarter, faster, and more controlled.

What you'll bring

You don’t need decades of experience, but you will need sharp thinking, reliability, and a hunger to learn.

1-3 years experience in Treasury, Payments, or Banking Operations (FinTech experience a bonus).

Strong Excel skills - VLookups, Pivot Tables, data validation. SQL or Python knowledge is a plus, not a must.

A structured, analytical mindset - you spot errors before they cause problems.

Confident communicator who can work across teams and time zones.

Positive energy, high attention to detail, and pride in getting things right first time.

Where This Role Can Take You

You’ll gain a deep understanding of how money moves through a bank and how treasury powers growth. Top performers progress into Senior Analyst, Treasury Operations roles, or Finance roles with mentoring, training, and internal mobility to help you get there.

Benefits & Perks

Equity - own a piece of what you help build.

25 days holiday.

Flexible benefits platform to tailor what matters to you.

Enhanced family leave and wellbeing support.

Paid volunteering days.

Regular social and community events.

Permanent - Full Time