Decision Scientist

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2. Once you have completed the above finalize your application by clicking apply below

Purpose Statement

To solve business problems, create new products and services, and improve processes through using the disciplines of data science, quantitative (financial) analysis, and traditional scoring techniques; translating active business data into usable strategic information.

To look at ways of analysing and optimising data as it relates to a specific business area; framing data analysis in terms of the decision-making process for questions or business problems posed by a stakeholder.

To help build and deliver Capitec's AI strategy, enabling data-led and improved business decision making.

To design quantitative advanced analytics models that answer business questions and/or discover opportunities for improvement, increased revenue, or reduced costs.

Education (Minimum)

Honours Degree in Mathematics or Statistics

Education (Ideal or Preferred)

Masters Degree in Mathematics or Statistics

Experience and Knowledge

Minimum Experience and Knowledge:

At least 2 years' work experience in an analytical science role (length of experience required is also conditional on qualifications obtained)

Statistical (predictive and classification) model development and deployment including traditional scoring (logistic regression with binning and missing value replacement - e.g., reject inference), Machine Learning (neural networks, SVM, random forests, etc.), and Quantitative Analysis (time value of money, etc.)

Working in Cloud environments (e.g., Azure, AWS, and large relational databases)

At least one Machine Learning language (e.g., Python or SAS Viya)

Knowledge of relational database technologies

Scorecard development and/or monitoring

Basic business analysis and requirements gathering

Basic general business knowledge (e.g., risk, compliance, and operations - such as NCR, POPIA, SARB, etc.)

Knowledge of basic functional business area (e.g., Credit) environment

Ideal Experience and Knowledge:

Financial / Banking sector

Business Credit environment / industry

Skills

Numerical Reasoning skills

Researching skills

Analytical Skills

Problem solving skills

Decision making skills

Planning, organising and coordination skills

Attention to Detail

Communications Skills

Interpersonal & Relationship management Skills

Presentation Skills

Additional Information

Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.